Best Lender

Bank of Salem, Ore.

see page 2A

Most Efficient

Bank of Salem see page 2A

Most Profitable

First National Bank of Keystone, W.Va. see page 2A

Best Small-Business Lender

First Bank of Lincoln, Mont. see page 2A

Best New Bank

First Community Bank of East Tennessee, Rogersville

see page 4A

Best Turnaround

Asian American NB, Houston see page 5A

Best Farm Lender

The Bank, Oberlin, Kan.

see page 6A

Most Profitable Minority Bank

First Tuskegee Bank, Alabama see page 7A

Highest Takover Price

First Capital Bancorp, Monroe, La. see page 8A

Biggest stock Price Increase

First State Corp., Albany, Ga. see page 8A

Stars of

Community Banking

Editor

Terence O'Hara

Assistant Editor

Terry Bormann

Art Director

Debbie Fogel

Photo Editor

Tamara Lynas

Designer

Janet McDowell

Cover Illustration

Debbie Fogel

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