This year's Innovators ranking includes 10 individuals who have done their part to push the industry forward with their thought leadership and progressive strategies in areas ranging from payments, to fraud detection to social media and personal financial management tools.

It'd be easy to understand if Innovation were sidelined at Wells Fargo this year, given the recession and the massive IT project facing the bank - integrating Wachovia's 3,300 branches and customers in 21 states. But under Secil Watson's watch, online innovation continues unabated.

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