the ALL program has been run on this file


FDIC staff are scrambling to implement Chairman Donna A. Tanoue's recent pledge to make some banks pay more for the government's guarantee. Page 2

Anything but a caretaker, acting Comptroller of the Currency Julie L. Williams is as driven and outspoken as any of her predecessors. Page 3


In one of its first acts, the board of the new BankAmerica asked chairman and CEO Hugh L. McColl Jr. to stay two years beyond his planned retirement date of June 30, 2000. Page 4


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The 401(k) business is undergoing a shift, with more asset managers deciding to exit the administration and record keeping side. Page 7


BankAtlantic Bancorp of Florida is the latest mortgage lender to write down its servicing portfolio because of falling interest rates. Page 9


U.S. bankers are fearful that a new European privacy law could impede their ability to detect and fight international fraud. Page 10


ON-LINE BANKING: Royal Bank of Canada will be making some tough decisions about on-line banking in the next 12 to 18 months, said Martin J. Lippert, executive vice president and chief information officer. It will be picking some "clear winners and losers" from a broad array of current on- line offerings, he said. Page 11


The CEO of Primary Payment Systems, an Arizona fraud detection company, is predicting a 25% reduction in check volume within three years. Page 12


Wachovia's agreement to buy Interstate/Johnson Lane for $230 million may herald a turnaround in the cost of securities firm acquisitions. Page 13


Bank stocks advanced after three days of losses, as investors navigated a maze of conflicting signs on the health of the economy and banks' earnings prospects. Back page


U.S. banks and analysts are praising Poland for privatizing its banks and pension funds, and American institutions are flourishing there. Page 16

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