(part 1 of 3)
Institution
1 Flagstar Bancorp
2 Hudson United Bancorp
3 Mellon Financial Corp.
4 North Fork Bancorp
5 Fremont General Corp.
6 Doral Financial Corp.
7 First Tennessee National Corp.
8 TCF Financial Corp.
9 Valley National Bancorp
10 Washington Mutual
11 National City Corp.
12 Golden West Financial Corp.
13 International Bancshares Corp.
14 New York Community Bancorp
15 AmSouth Bancorp
16 Synovus Financial Corp.
17 Citigroup
18 Charter One Financial
19 UCBH Holdings
20 Wilmington Trust Corp.
21 Fifth Third Bancorp
22 Bank of America Corp.
23 State Street Corp.
24 First Midwest Bancorp
25 Commerce Bancorp
26 W Holding Company Inc.
27 Sky Financial Group
28 Investors Financial Services Corp.
29 Trustmark Corp.
30 Associated Banc-Corp
31 Cathay General Bancorp
32 R & G Financial Corp.
33 City National Corp.
34 Greater Bay Bancorp
35 Wells Fargo & Co.
36 Bank of New York Co.
37 Compass Bancshares
38 IndyMac Bancorp
39 Popular, Inc.
40 Cullen/Frost Bankers
41 First BanCorp
42 U.S. Bancorp
43 United Bankshares
44 Marshall & Ilsley Corp.
45 Northern Trust Corp.
46 Banknorth Group
47 BB&T Corp.
48 SunTrust Banks
49 Chittenden Corp.
50 Union Planters Corp.
51 SouthTrust Corp.
52 Fulton Financial Corp.
53 MAF Bancorp
54 Hibernia Corp.
55 Washington Federal
56 BOK Financial Corp.
57 Bank One Corp.
58 Downey Financial Corp.
59 Regions Financial Corp.
60 Webster Financial Corp.
61 Commerce Bancshares
62 Mercantile Bankshares Corp.
63 UnionBanCal Corp.
64 Astoria Financial Corp.
65 Southwest Bancorp of Texas
66 Colonial BancGroup
67 BancorpSouth
68 FirstMerit Corp.
69 Old National Bancorp
70 Comerica Inc.
71 Hudson City Bancorp
72 Westcorp
73 The PNC Financial Svcs Group
74 GreenPoint Financial Corp.
75 M&T Bank Corp.
76 Independence Community Bank Corp.
77 Commercial Federal Corp.
78 Zions Bancorporation
79 Huntington Bancshares
80 Susquehanna Bancshares
81 Whitney Holding Corp.
82 Bank of Hawaii Corp.
83 The South Financial Group
84 First Republic Bank
85 National Commerce Financial Corp.
86 Wachovia Corp.
87 Sovereign Bancorp
88 F.N.B. Corp.
89 KeyCorp
90 Citizens Banking Corp.
91 BankUnited Financial Corp.
92 First Citizens BancShares
93 Staten Island Bancorp
94 UMB Financial Corp.
95 J.P. Morgan Chase
96 Capitol Federal Financial
97 Provident Financial Group
98 People's Bank
99 Santander BanCorp
100 Riggs National Corp.
(part 2 of 3)
Market Total 3-Year 3-Year Avg
Value Assets 3-Year Median Total Risk
($M) ($000) Avg ROE EPS Growth Based Ratio
1 1,455.71 10,570,193 39.9 122.9 12.31
2 1,702.18 8,100,658 26.9 36.0 12.42
3 13,911.00 33,983,000 25.2 3.3 13.20
4 6,101.66 20,961,641 24.9 25.9 15.04
5 1,939.29 9,521,907 24.6 98.1 12.64
6 3,660.22 10,393,996 24.6 51.2 18.67
7 5,781.08 24,506,690 24.3 25.3 12.04
8 3,560.86 11,319,015 23.8 14.9 10.98
9 2,668.48 9,880,740 22.5 3.2 13.26
10 35,922.73 275,178,000 20.6 9.7 N/A
11 21,312.88 113,933,460 20.5 6.6 11.93
12 16,736.97 82,549,890 20.3 19.8 14.22
13 2,099.78 6,578,310 20.3 19.3 17.20
14 8,587.38 23,441,337 19.6 64.5 13.83
15 8,198.19 45,615,516 19.6 15.9 10.93
16 7,405.60 21,632,629 19.3 14.1 12.85
17 269,390.21 1,264,032,000 19.1 1.6 11.40
18 7,898.39 42,628,066 19.0 16.0 11.19
19 1,806.79 5,585,190 18.9 24.2 11.71
20 2,514.50 8,820,200 18.5 1.6 11.23
21 30,833.59 91,143,023 18.5 8.0 13.77
22 118,817.27 736,445,000 18.5 20.6 12.32
23 17,919.86 87,534,000 18.4 5.0 16.10
24 1,595.66 6,906,658 18.3 11.6 11.17
25 5,067.00 22,712,180 18.3 27.9 12.74
26 1,972.84 11,519,440 18.1 31.7 13.78
27 2,388.87 12,896,494 18.0 7.4 11.37
28 2,784.06 9,224,572 17.6 36.8 16.69
29 1,738.70 7,914,321 17.5 12.4 13.56
30 3,243.62 15,247,894 17.3 10.0 13.60
31 1,711.50 5,541,915 17.3 10.3 12.17
32 970.77 8,198,880 17.3 35.5 17.50
33 2,976.96 13,018,242 17.1 8.8 14.40
34 1,580.20 7,601,423 17.0 16.3 13.30
35 97,180.18 387,798,000 16.9 9.9 11.55
36 25,284.40 92,397,000 16.9 -5.7 11.67
37 5,026.76 26,963,113 16.9 11.2 11.65
38 1,964.67 13,240,391 16.7 20.5 14.45
39 5,843.99 36,434,715 16.5 20.3 12.40
40 2,206.58 9,672,114 16.3 6.4 14.38
41 1,675.51 12,667,910 16.1 19.7 14.49
42 51,664.48 189,286,000 16.0 14.3 12.57
43 1,336.29 6,378,999 16.0 8.4 11.58
44 8,357.31 34,372,643 16.0 10.2 12.52
45 10,531.18 41,450,200 15.9 -4.1 14.13
46 5,415.75 26,453,735 15.7 16.4 11.89
47 19,437.42 90,466,613 15.7 27.4 13.09
48 19,611.46 125,393,153 15.7 1.5 11.85
49 1,218.82 5,900,644 15.5 5.6 12.13
50 5,578.22 31,910,729 15.5 6.5 14.65
51 11,049.55 51,924,888 15.4 12.6 10.91
52 2,436.39 9,767,288 15.3 4.1 13.35
53 1,466.23 8,933,585 14.9 6.7 11.57
54 3,625.38 18,560,442 14.9 15.6 11.65
55 1,756.37 7,535,975 14.8 7.4 22.43
56 2,418.00 13,581,743 14.8 14.5 11.61
57 60,860.48 326,563,000 14.7 22.8 13.20
58 1,451.36 11,645,980 14.6 -6.1 14.72
59 8,046.32 48,597,996 14.6 6.6 13.84
60 2,251.19 14,568,690 14.6 7.8 12.30
61 3,190.66 14,287,164 14.5 8.9 13.80
62 3,434.72 13,695,472 14.5 1.6 16.55
63 7,682.44 42,498,467 14.4 11.8 13.47
64 2,880.37 22,457,665 14.4 10.2 14.86
65 1,331.94 5,945,736 14.4 11.0 11.62
66 2,318.60 16,273,302 14.2 2.6 11.44
67 1,772.26 10,305,035 13.9 20.9 13.19
68 2,130.78 10,473,635 13.8 -21.0 12.86
69 1,493.40 9,353,896 13.7 28.7 14.08
70 9,403.52 52,592,000 13.4 -12.4 12.04
71 7,110.29 17,033,360 13.4 30.8 28.63
72 2,195.11 14,615,920 13.4 27.3 13.14
73 15,611.16 68,168,000 13.2 -13.1 12.70
74 5,596.79 22,985,000 13.1 23.0 12.50
75 10,618.28 49,826,081 12.9 4.1 11.01
76 2,113.66 9,546,607 12.8 41.8 12.00
77 1,129.30 12,188,859 12.7 21.4 11.04
78 5,143.34 28,558,238 12.6 8.7 12.89
79 5,007.25 30,483,804 12.4 25.6 11.09
80 1,038.56 5,953,107 11.8 0.7 12.57
81 1,699.88 7,754,982 11.8 2.5 13.62
82 2,458.17 9,461,647 11.3 16.4 19.69
83 1,778.89 10,719,401 11.3 46.4 11.87
84 609.81 6,002,943 11.2 6.1 13.15
85 5,770.40 23,016,916 11.1 42.2 12.12
86 61,338.64 401,032,000 11.0 79.3 11.64
87 6,335.25 43,505,329 10.8 156.3 N/A
88 1,019.60 8,308,310 10.1 -7.4 10.93
89 12,325.34 84,487,000 10.0 -6.6 12.03
90 1,436.77 7,711,070 9.7 17.8 11.60
91 847.21 7,145,143 9.3 21.4 15.90
92 1,284.10 12,559,908 9.3 -11.3 14.48
93 1,454.23 7,486,156 9.1 -6.3 14.67
94 1,105.25 7,748,981 7.7 1.4 18.37
95 85,413.88 770,912,000 7.7 -1.2 11.88
96 2,650.01 8,582,816 7.4 10.0 27.36
97 1,944.19 17,017,505 7.4 2.1 11.52
98 2,991.21 11,671,500 6.9 -26.8 12.63
99 1,190.56 7,366,421 6.6 -17.9 11.92
100 495.58 6,369,558 -0.7 -93.3 20.80
(part 3 of 3)
3-Year EPS Diluted EPS Total
Price Growth Before Capital
Performance ROAE(%) YoY(%) Extraordinary($) Ratio(%)
1 323.0 47.58 122.9 3.99 13.47
2 73.5 25.67 -8.1 2.50 13.67
3 -15.8 19.90 3.3 1.57 13.46
4 61.1 26.15 0.8 2.60 15.53
5 620.9 48.18 92.3 2.98 13.85
6 162.0 25.84 43.9 2.72 22.70
7 51.4 26.29 25.3 3.62 13.19
8 43.9 23.05 -3.2 3.05 10.73
9 41.7 24.21 3.2 1.62 12.14
10 17.1 18.86 4.6 4.12 N/A
11 33.7 23.60 46.0 3.43 13.12
12 76.8 20.16 16.7 7.14 14.16
13 185.8 22.69 19.3 3.09 19.33
14 184.3 20.74 32.0 1.65 15.46
15 46.5 20.08 5.4 1.77 11.24
16 -7.4 17.95 5.8 1.28 13.06
17 30.8 19.60 32.0 3.42 12.04
18 45.6 19.45 11.8 2.74 11.68
19 264 18.84 50.0 1.41 12.94
20 33.0 17.46 0.5 2.02 12.37
21 9.0 20.36 8.0 2.97 13.38
22 65.4 21.97 20.6 7.13 11.87
23 19.1 13.88 -30.6 2.15 15.80
24 49.4 18.28 5.9 1.97 11.41
25 114.8 18.81 27.9 2.61 13.75
26 263.7 16.04 16.4 0.85 14.87
27 44.2 17.23 13.8 1.73 11.80
28 48.3 18.96 32.7 1.38 17.79
29 40.4 17.56 3.1 2.00 12.29
30 49.5 17.58 10.0 3.07 13.99
31 187.2 15.13 5.9 2.85 11.21
32 195.7 18.61 35.5 2.25 16.40
33 69.5 16.27 4.5 3.72 14.86
34 42.3 12.88 -29.6 1.62 14.13
35 23.6 19.34 9.9 3.65 12.21
36 -32.6 15.12 22.6 1.52 11.49
37 93.2 17.65 11.2 2.69 11.52
38 18.4 18.30 24.9 3.01 12.95
39 53.5 18.50 33.0 3.47 13.93
40 23.7 17.78 6.4 2.48 15.01
41 155.6 17.06 48.3 2.98 15.22
42 18.5 19.25 14.3 1.92 13.60
43 36.7 13.86 -10.2 1.85 11.6
44 46.1 16.79 10.2 2.38 12.28
45 -18.5 13.60 -4.1 1.89 14.00
46 65.3 14.51 8.0 2.15 11.29
47 1.6 11.97 -23.3 2.07 12.53
48 12.2 14.67 1.5 4.73 11.75
49 35.6 13.90 5.6 2.07 11.32
50 19.6 15.74 -2.7 2.52 15.60
51 49.1 15.87 11.4 2.06 10.68
52 53.1 15.45 4.1 1.28 12.74
53 68.0 14.18 4.8 3.26 11.55
54 73.2 15.08 5.1 1.64 11.75
55 36.2 14.66 1.6 1.88 24.56
56 89.9 13.66 3.4 2.45 11.31
57 61.7 15.64 -1.8 2.75 13.7
58 16.2 11.65 -8.8 3.64 15.55
59 25.5 15.06 6.6 2.90 14.46
60 73.3 15.16 6.3 3.52 13.16
61 53.4 14.27 8.9 2.95 13.70
62 15.8 13.15 -1.5 2.68 16.63
63 96.3 15.33 15.4 3.90 14.14
64 39.8 13.26 -12.6 2.49 15.39
65 29.8 12.86 1.2 1.74 11.90
66 49.0 13.47 2.6 1.20 12.49
67 60.1 15.50 20.9 1.68 14.51
68 1.3 12.39 -21.0 1.43 13.89
69 23.5 9.48 -40.0 1.05 14.65
70 -9.0 13.13 10.3 3.75 12.71
71 279.7 15.38 9.9 1.11 22.56
72 147.4 16.11 39.0 2.85 14.17
73 -16.6 15.05 -13.1 3.65 13.80
74 97.9 25.28 2.4 3.78 12.81
75 31.2 11.62 3.6 4.95 11.20
76 132.5 14.60 16.1 2.60 12.39
77 30.7 12.01 -13.3 2.02 10.87
78 12.3 13.69 8.7 3.74 13.52
79 55.2 16.95 25.6 1.67 11.95
80 51.0 11.58 0.6 1.56 12.06
81 59.4 11.96 2.5 2.44 13.83
82 119.3 15.02 30.0 2.21 15.81
83 100.9 13.40 33.1 1.89 12.51
84 87.6 12.07 41.8 2.41 13.21
85 17.4 11.46 -10.3 1.39 12.10
86 49.8 13.27 21.9 3.17 11.82
87 155.4 13.41 12.2 1.38 N/A
88 96.9 9.66 -7.4 1.25 10.90
89 21.1 13.08 -6.6 2.12 12.57
90 34.2 10.43 169.6 1.51 13.24
91 174.8 10.14 21.4 1.36 16.08
92 31.1 7.54 -18.8 7.19 14.23
93 93.8 2.37 -38.4 1.01 N/A
94 50.2 7.28 4.7 2.70 20.25
95 2.7 15.27 305.0 3.24 11.80
96 130.1 5.28 -41.0 0.72 29.10
97 38.1 10.96 2.1 1.92 12.44
98 102.0 6.63 14.4 1.03 13.10
99 64.7 7.45 100.0 0.76 10.41
100 7.8 0.26 -93.3 0.03 17.81
Source: Data supplied by Keefe, Bruyette & Woods, SNL DataSource, Factset.
Assets as of the fourth quarter 2003; ranking reflects only those companies traded on the New York Stock Exchange, American Stock Exchange and Nasdaq. Ranking compiled by US Banker.
