Includes loans secured by residential real estate, credit card loans, and all other consumer loans. Dec. 31, 1994, compared with Dec. 31, 1993 (dollar amounts in thousands) +++ part 1 of 4 Rank Total Consumer Loans Dec-94 12/31/94 12/31/93 1 Bank of America NT&SA, San Francisco 41,543,000 43,776,000 2 Citibank NA, New York 31,088,000 29,001,000 3 Chemical Bank, New York 23,316,000 19,780,000 4 Chase Manhattan Bank NA, New York 22,171,294 18,510,156 5 Wells Fargo Bank NA, San Francisco 18,166,474 15,871,703 6 NationsBank of Texas NA, Dallas 14,082,713 11,121,440 7 First Union Nat l Bank of Fla., Jacksonville 13,445,966 10,676,183 8 PNC Bank NA, Pittsburgh 12,307,625 10,380,548 9 First Fidelity Bank NA, Elkton, Md. 10,872,957 9,286,778 10 Chase Manhattan Bank USA, Wilmington 9,477,290 8,432,215 11 Society National Bank, Cleveland 8,892,539 7,720,284 12 Citibank South Dakota NA, Sioux Falls 8,876,271 6,275,065 13 Citibank (Nevada) NA, Las Vegas 8,457,254 4,094,873 14 First Interstate Bank of Calif., Los Angeles 7,807,270 5,570,194 15 Greenwood Trust Co., New Castle, Del. 7,790,268 8,182,942 16 Bank of New York (Delaware), Wilmington 7,460,561 4,993,110 17 Amer. Express Centurion Bk, Wilmington, Del 7,107,666 6,619,364 18 Mellon Bank NA, Pittsburgh 6,770,492 5,509,595 19 Bank of America NA, Phoenix 6,548,701 1,042,974 20 FCC National Bank, Wilmington, Del. 6,367,422 5,664,592 21 Key Bank of New York, Albany 6,171,440 5,754,179 22 First Union National Bank of N. C., Charlotte 6,128,328 5,603,861 23 Seattle-First National Bank 5,911,000 5,285,027 24 Bank One Texas NA, Dallas 5,885,687 5,451,183 25 Marine Midland Bank, Buffalo, N.Y. 5,790,010 5,154,683 26 Citibank (New York State), Pittsford 5,763,620 4,860,189 27 First of America Bank-Michigan NA, Kalamazoo 5,740,118 5,224,954 28 Comerica Bank, Detroit 5,626,601 4,997,424 29 Wachovia Bank of Georgia NA, Atlanta 5,602,453 4,721,035 30 MBNA America Bank NA, Newark, Del. 5,527,194 4,397,696 31 NationsBank of Florida NA, Tampa 5,461,999 5,164,525 32 NBD Bank NA, Detroit 4,826,102 4,348,958 33 Crestar Bank, Richmond, Va. 4,824,103 3,870,298 34 NationsBank NA, Dover, Del. 4,773,100 3,869,247 35 First National Bank, Boston 4,729,728 3,379,591 36 Bank One, Arizona NA, Phoenix 4,691,638 4,639,720 37 Union Bank, San Francisco 4,631,328 3,995,320 38 Norwest Bank Minnesota NA, Minneapolis 4,462,255 6,769,696 39 Shawmut Bank Connecticut NA, Hartford 4,333,378 3,372,900 40 First Union National Bank of Georgia, Atlanta 4,317,214 4,134,432 41 Huntington National Bank, Columbus, Ohio 4,170,937 4,495,986 42 Wachovia Bank of N.C. NA, Winston-Salem 3,917,494 3,775,119 43 First Alabama Bank, Birmingham 3,896,755 2,871,650 44 Fleet Bank of New York, Albany 3,880,528 2,834,830 45 First USA Bank, Wilmington, Del. 3,849,683 2,810,971 46 Shawmut Bank NA, Boston 3,783,927 3,341,169 47 Banco Popular de Puerto Rico, San Juan 3,763,584 3,313,886 48 BayBank, Burlington, Mass. 3,722,727 3,517,577 49 First Bank NA, Minneapolis, Minn. 3,710,310 4,546,231 50 CoreStates Bank NA, Philadelphia 3,692,266 3,024,464 51 First Tennessee Bank NA, Memphis 3,672,974 3,463,335 52 Central Fidelity National Bank, Richmond, VA 3,669,671 2,921,440 53 NationsBank of Maryland NA, Bethesda 3,629,370 3,666,907 54 NBD Bank NA, Indianapolis 3,622,646 3,137,659 55 First of America Bank-Illinois NA, Bannockburn 3,589,112 2,995,179 56 Boston Safe Deposit & Trust Co. 3,567,344 4,277,038 57 Branch Banking & Trust Co., Wilson, N.C. 3,475,124 2,807,055 58 Meridian Bank, Reading, Pa. 3,382,778 3,708,356 59 NationsBank of South Carolina NA, Rock Hill 3,367,658 2,959,556 60 AmSouth Bank of Alabama, Birmingham 3,281,712 2,990,923 61 NationsBank of North Carolina NA, Charlotte 3,176,707 2,795,840 62 Integra Bank/Pittsburgh 3,164,244 2,831,602 63 First Union National Bank of Virginia, Roanoke 3,143,742 2,854,078 64 Key Bank of Washington, Tacoma 3,114,184 2,785,318 65 First National Bank, Chicago 3,086,293 2,515,904 66 AmSouth Bank of Florida, Tampa 3,074,283 1,284,701 67 Manufacturers & Traders Trust Co., Buffalo, NY 3,012,894 2,531,046 68 Midlantic National Bank, Newark, N.J. 3,009,863 2,978,030 69 Bank One, Columbus, NA, Ohio 2,926,081 3,508,961 70 Norwest Bank Iowa NA, Des Moines 2,889,375 2,574,195 71 Colorado National Bank, Denver 2,854,829 2,353,361 72 Monogram Credit Card Bank, Roswell, Ga. 2,770,299 1,853,129 73 First-Citizens Bank & Trust Co., Raleigh, NC 2,749,438 2,320,125 74 Bank of New York 2,674,135 3,031,488 75 United Jersey Bank, Hackensack, N.J. 2,662,444 2,353,585 76 Mellon Bank (Delaware) NA, Wilmington 2,638,376 1,716,221 77 Household Bank Nevada NA, Las Vegas 2,531,738 1,965,015 78 Bank of Hawaii, Honolulu 2,497,021 2,198,083 79 Bank of America Texas NA, Irving 2,496,805 2,708,388 80 First Interstate Bank of Oregon NA, Portland 2,410,651 2,027,693 81 GE Capital Consumer Card Co., Cincinnati 2,393,245 2,017,492 82 First Interstate Bank of Washington NA, Seattle 2,387,195 2,000,455 83 Barnett Bk of Broward Cty. NA, Ft. Lauderda 2,385,482 1,387,059 84 Star Bank NA, Cincinnati 2,378,618 2,068,474 85 National Westminster Bank USA, New York 2,350,708 1,919,510 86 National City Bank, Columbus, Ohio 2,333,646 1,639,628 87 Chemical Bank New Jersey NA, East Brunswick 2,292,391 2,163,739 88 National Westminster Bank NJ, Jersey City 2,288,579 1,257,308 89 Texas Commerce Bank NA, Houston 2,258,053 2,049,689 90 Capital One Bank, Glen Allen, Va. 2,230,633 - 91 First Security Bank of Utah NA, Salt Lake City 2,223,575 1,679,044 92 Norwest Bank (South Dakota) NA, Sioux Falls 2,223,298 1,623,879 93 Compass Bank, Birmingham, Ala. 2,218,907 2,162,796 94 National City Bank, Indiana, Indianapolis 2,205,195 1,628,062 95 NationsBank of Georgia NA, Atlanta 2,201,376 2,010,306 96 Fifth Third Bank, Cincinnati 2,170,451 2,216,408 97 Bank of America Arizona, Phoenix 2,154,714 1,704,836 98 Sanwa Bank California, San Francisco 2,144,000 1,729,332 99 National City Bank, Cleveland 2,135,827 1,845,369 100 First Interstate Bank of Arizona NA, Phoenix 2,088,201 1,736,699

Totals for the Top 100 (in $ billion) 553.3 479 part 2 of 4

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