Brisk growth in executive pay meant that total CEO compensation measured 2.1% of total employee compensation at banking companies with less than $20 billion of assets in American Banker's pay survey. That is a far higher level than at larger competitors, and another burden for community banks struggling with the costs of new regulations. This interactive table compares pay for bosses with pay for the rank and file.
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| Company | Ticker | ROAA (%) | Assets ($B) | Total return (%) | Employee comp. ($M) | Number of employees | Average comp. per employee ($) | Chief executive | CEO comp. ($) | As a % of total employee comp. | As a multiple of average employee comp. |
|---|---|---|---|---|---|---|---|---|---|---|---|
| BofI Holding Inc. | BOFI | 1.2 | 1.9 | 2.1 | 15 | 173 | 83,954 | Gregory Garrabrants | 3,188,171 | 21.95 | 38 |
| National Bankshares Inc. | NKSH | 1.7 | 1.1 | -7.9 | 11 | 215 | 52,823 | James G. Rakes | 1,576,974 | 13.89 | 30 |
| ESB Financial Corp. | ESBF | 0.8 | 2.0 | 7.2 | 16 | 227 | 71,925 | Charlotte A. Zuschlag | 1,669,962 | 10.23 | 23 |
| Eagle Bancorp, Inc. | EGBN | 0.9 | 2.8 | 0.8 | 35 | 338 | 102,124 | Ronald D. Paul | 3,317,577 | 9.61 | 32 |
| Sterling Bancorp | STL | 0.6 | 2.5 | -13.9 | 58 | 515 | 111,934 | Louis J. Cappelli | 5,198,232 | 9.02 | 46 |
| Cascade Bancorp | CACB | -3.1 | 1.3 | -48.2 | 31 | 436 | 72,096 | Patricia L. Moss | 2,691,945 | 8.56 | 37 |
| Hudson City Bancorp Inc. | HCBK | -1.4 | 45.4 | -48.6 | 113 | 1,486 | 76,130 | Ronald E. Hermance | 9,035,029 | 7.99 | 119 |
| Clifton Savings Bancorp Inc. | CSBK | 0.8 | 1.1 | 31.3 | 7 | 89 | 76,101 | John A. Celentano | 481,547 | 7.11 | 6 |
| Bank Mutual Corp. | BKMU | -1.9 | 2.5 | -32.4 | 39 | 648 | 59,944 | Michael T. Crowley | 2,607,220 | 6.71 | 43 |
| OmniAmerican Bancorp Inc. | OABC | 0.3 | 1.3 | 15.9 | 23 | 317 | 72,054 | Tim Carter | 1,418,517 | 6.21 | 20 |
| TrustCo Bank Corp NY | TRST | 0.8 | 4.2 | -7.1 | 29 | 726 | 39,602 | Robert J. McCormick | 1,762,930 | 6.13 | 45 |
| Citizens & Northern Corp. | CZNC | 1.8 | 1.3 | 28.7 | 14 | 290 | 47,814 | Charles H. Updegraff | 768,142 | 5.54 | 16 |
| Brookline Bancorp Inc. | BRKL | 0.9 | 3.3 | -19.3 | 31 | 325 | 94,735 | Paul A. Perrault | 1,563,725 | 5.08 | 17 |
| PacWest Bancorp | PACW | 0.9 | 5.5 | -10.4 | 87 | 982 | 88,391 | Matthew P. Wagner | 4,207,247 | 4.85 | 48 |
| First of Long Island Corp. | FLIC | 1.0 | 2.0 | -5.3 | 21 | 251 | 83,072 | Michael N. Vittorio | 986,839 | 4.73 | 12 |
| OceanFirst Financial Corp. | OCFC | 0.9 | 2.3 | 5.1 | 28 | 337 | 83,315 | John R. Garbarino | 1,328,794 | 4.73 | 16 |
| First Bancorp Inc. | FNLC | 0.8 | 1.4 | 2.8 | 12 | 203 | 60,320 | Daniel R. Daigneault | 579,142 | 4.73 | 10 |
| Bank of the Ozarks Inc. | OZRK | 2.8 | 3.8 | 38.9 | 56 | 1,084 | 51,902 | George Gleason | 2,639,224 | 4.69 | 51 |
| NBT Bancorp Inc. | NBTB | 1.1 | 5.6 | -4.8 | 99 | 1,565 | 63,394 | Martin A. Dietrich | 4,509,376 | 4.55 | 71 |
| Bridge Bancorp Inc. | BDGE | 0.9 | 1.3 | -16.6 | 18 | 227 | 79,454 | Kevin M. O'Connor | 804,971 | 4.46 | 10 |
| Cardinal Financial Corp. | CFNL | 1.2 | 2.6 | -6.6 | 29 | 510 | 56,288 | Bernard H. Clineburg | 1,269,220 | 4.42 | 23 |
| Flushing Financial Corp. | FFIC | 0.8 | 4.3 | -5.9 | 38 | 364 | 105,115 | John R. Buran | 1,675,953 | 4.38 | 16 |
| Univest Corp. of Pennsylvania | UVSP | 0.9 | 2.2 | -19.4 | 38 | 566 | 67,544 | William S. Aichele | 1,578,039 | 4.13 | 23 |
| CNB Financial Corp. | CCNE | 1.0 | 1.6 | 11.7 | 17 | 314 | 55,048 | Joseph B. Bower | 688,575 | 3.98 | 13 |
| Bryn Mawr Bank Corp. | BMTC | 1.1 | 1.8 | 15.2 | 35 | 358 | 97,690 | Frederick C. Peters | 1,276,160 | 3.65 | 13 |
| Meridian Interstate Bancorp Inc. | EBSB | 0.6 | 2.0 | 5.6 | 29 | 337 | 87,460 | Richard J. Gavegnano | 1,067,250 | 3.62 | 12 |
| Bank of Marin Bancorp | BMRC | 1.2 | 1.4 | 9.4 | 20 | 232 | 87,116 | Russell A. Colombo | 716,299 | 3.54 | 8 |
| Financial Institutions Inc. | FISI | 0.9 | 2.3 | -12.4 | 35 | 613 | 57,812 | Peter G. Humphrey | 1,250,485 | 3.53 | 22 |
| Penns Woods Bancorp Inc. | PWOD | 1.7 | 0.8 | 2.5 | 10 | 189 | 55,444 | Richard A. Grafmyre | 360,359 | 3.44 | 6 |
| Charter Financial Corp. | CHFN | 0.2 | 1.2 | 17.0 | 16 | 294 | 53,612 | Robert L. Johnson | 536,916 | 3.41 | 10 |
| S.Y. Bancorp Inc. | SYBT | 1.2 | 2.1 | -13.6 | 33 | 480 | 69,010 | David P. Heintzman | 1,113,916 | 3.36 | 16 |
| Washington Federal Inc. | WAFD | 0.8 | 13.4 | -15.5 | 72 | 1,221 | 58,996 | Roy M. Whitehead | 2,348,201 | 3.26 | 40 |
| Orrstown Financial Services Inc. | ORRF | -2.2 | 1.4 | -68.9 | 18 | 296 | 59,142 | Thomas R. Quinn | 565,425 | 3.23 | 10 |
| Arrow Financial Corp. | AROW | 1.1 | 2.0 | -8.5 | 30 | 521 | 57,975 | Thomas L. Hoy | 924,452 | 3.06 | 16 |
| Bancorp Inc. | TBBK | 0.3 | 3.0 | -28.9 | 31 | 428 | 72,682 | Betsy Z. Cohen | 946,148 | 3.04 | 13 |
| Astoria Financial Corp. | AF | 0.4 | 17.0 | -36.0 | 151 | 1,541 | 98,085 | Monte N. Redman | 4,494,198 | 2.97 | 46 |
| Lakeland Financial Corp. | LKFN | 1.1 | 2.9 | 23.9 | 33 | 482 | 68,064 | Michael L. Kubacki | 967,063 | 2.95 | 14 |
| Oriental Financial Group Inc. | OFG | 0.4 | 6.7 | -1.2 | 46 | 725 | 62,830 | Jose Rafael Fernandez | 1,332,010 | 2.92 | 21 |
| West Bancorporation Inc. | WTBA | 1.0 | 1.3 | 25.4 | 13 | 190 | 69,442 | David D. Nelson | 385,577 | 2.92 | 6 |
| German American Bancorp Inc. | GABC | 1.2 | 1.9 | 2.1 | 28 | 417 | 67,127 | Mark A. Schroeder | 813,877 | 2.91 | 12 |
| Pacific Continental Corp. | PCBK | 0.4 | 1.3 | -11.0 | 19 | 264 | 71,496 | Hal Brown | 546,848 | 2.90 | 8 |
| Ames National Corp. | ATLO | 1.4 | 1.0 | -7.5 | 12 | 94 | 123,734 | Thomas H. Pohlman | 335,390 | 2.88 | 3 |
| Roma Financial Corp. | ROMA | 0.4 | 1.9 | -3.3 | 24 | 302 | 79,523 | Peter A. Inverso | 685,877 | 2.86 | 9 |
| Washington Banking Co. | WBCO | 0.9 | 1.7 | -11.8 | 27 | 450 | 61,102 | John L. Wagner | 780,438 | 2.84 | 13 |
| Camden National Corp. | CAC | 1.1 | 2.3 | -5.7 | 29 | 425 | 67,358 | Gregory Dufour | 796,746 | 2.78 | 12 |
| United Financial Bancorp Inc. | UBNK | 0.7 | 1.6 | 7.7 | 25 | 268 | 92,604 | Richard B. Collins | 686,727 | 2.77 | 7 |
| Bank of Kentucky Financial Corp. | BKYF | 0.9 | 1.7 | 6.1 | 20 | 307 | 65,779 | Robert W. Zapp | 554,913 | 2.75 | 8 |
| ESSA Bancorp Inc. | ESSA | 0.5 | 1.1 | -9.7 | 16 | 181 | 87,652 | Gary S. Olson | 435,616 | 2.75 | 5 |
| First Financial Corp. | THFF | 1.4 | 3.0 | -2.4 | 45 | 932 | 48,672 | Norman L. Lowery | 1,234,584 | 2.72 | 25 |
| Berkshire Hills Bancorp Inc. | BHLB | 0.5 | 4.0 | 3.5 | 50 | 760 | 65,191 | Michael P. Daly | 1,346,605 | 2.72 | 21 |
| FirstMerit Corp. | FMER | 0.8 | 14.4 | -20.0 | 240 | 3,177 | 75,657 | Paul G. Greig | 6,363,713 | 2.65 | 84 |
| Enterprise Bancorp Inc. | EBTC | 0.8 | 1.5 | 8.1 | 29 | 347 | 82,625 | John P. Clancy | 749,426 | 2.61 | 9 |
| 1st Source Corp. | SRCE | 1.1 | 4.4 | 28.9 | 77 | 1,160 | 66,604 | Christopher J. Murphy | 1,976,362 | 2.56 | 30 |
| TCF Financial Corp. | TCB | 0.6 | 19.0 | -29.3 | 349 | 7,143 | 48,830 | William A. Cooper | 8,905,179 | 2.55 | 182 |
| Southside Bancshares Inc. | SBSI | 1.2 | 3.3 | 12.7 | 45 | 557 | 81,546 | B. G. Hartley | 1,148,794 | 2.53 | 14 |
| Independent Bank Corp. | INDB | 0.9 | 5.0 | 4.0 | 81 | 909 | 89,411 | Christopher Oddleifson | 2,049,552 | 2.52 | 23 |
| Virginia Commerce Bancorp Inc. | VCBI | 0.8 | 2.9 | 25.1 | 27 | 313 | 86,540 | Peter A. Converse | 682,211 | 2.52 | 8 |
| TFS Financial Corp. | TFSL | 0.1 | 10.9 | -11.5 | 76 | 942 | 80,694 | Marc A. Stefanski | 1,882,444 | 2.48 | 23 |
| CVB Financial Corp. | CVBF | 1.3 | 6.5 | 19.4 | 70 | 578 | 121,095 | Christopher D. Myers | 1,690,596 | 2.42 | 14 |
| Cape Bancorp Inc. | CBNJ | 0.7 | 1.1 | -7.6 | 14 | 170 | 84,888 | Michael D. Devlin | 325,910 | 2.26 | 4 |
| Lakeland Bancorp Inc. | LBAI | 0.6 | 2.8 | -15.5 | 37 | 527 | 69,260 | Thomas J. Shara | 823,039 | 2.25 | 12 |
| Merchants Bancshares Inc. | MBVT | 0.9 | 1.6 | 10.4 | 21 | 298 | 68,849 | Michael R. Tuttle | 458,766 | 2.24 | 7 |
| California First National Bancorp | CFNB | 2.2 | 0.5 | 32.9 | 9 | 154 | 55,857 | Patrick E. Paddon | 188,967 | 2.20 | 3 |
| City Holding Co. | CHCO | 1.5 | 2.8 | -2.5 | 41 | 795 | 51,216 | Charles R. Hageboeck | 893,464 | 2.19 | 17 |
| Provident Financial Services Inc. | PFS | 0.8 | 7.1 | -8.3 | 75 | 848 | 88,330 | Christopher Martin | 1,621,602 | 2.16 | 18 |
| Washington Trust Bancorp Inc. | WASH | 1.0 | 3.1 | 13.4 | 51 | 558 | 91,568 | Joseph J. MarcAurele | 1,098,788 | 2.15 | 12 |
| S&T Bancorp Inc. | STBA | 1.0 | 4.1 | -10.8 | 51 | 909 | 56,191 | Todd D. Brice | 1,085,639 | 2.13 | 19 |
| City National Corp. | CYN | 0.8 | 23.7 | -26.9 | 449 | 3,256 | 137,808 | Russell Goldsmith | 9,507,763 | 2.12 | 69 |
| Chemical Financial Corp. | CHFC | 0.8 | 5.3 | 0.4 | 74 | 1,700 | 43,819 | David B. Ramaker | 1,564,364 | 2.10 | 36 |
| Peoples Bancorp Inc. | PEBO | 0.6 | 1.8 | -3.1 | 34 | 513 | 65,548 | Charles W. Sulerzyski | 688,585 | 2.05 | 11 |
| Beneficial Mutual Bancorp Inc. | BNCL | 0.2 | 4.6 | -5.3 | 56 | 673 | 82,930 | Gerard P. Cuddy | 1,138,115 | 2.04 | 14 |
| Home BancShares Inc. | HOMB | 1.4 | 3.6 | 19.0 | 43 | 774 | 55,329 | C. Randall Sims | 866,825 | 2.02 | 16 |
| Heritage Financial Corp. | HFWA | 0.5 | 1.4 | -6.8 | 27 | 354 | 76,579 | Brian L. Vance | 546,617 | 2.02 | 7 |
| Western Alliance Bancorp. | WAL | 0.2 | 6.8 | -15.4 | 93 | 942 | 98,875 | Robert G. Sarver | 1,835,360 | 1.97 | 19 |
| Pinnacle Financial Partners Inc. | PNFP | 0.8 | 4.9 | 18.9 | 74 | 742 | 100,303 | M. Terry Turner | 1,444,080 | 1.94 | 14 |
| Northwest Bancshares Inc. | NWBI | 0.8 | 8.0 | 9.4 | 107 | 1,779 | 59,918 | William J. Wagner | 2,064,470 | 1.94 | 34 |
| Trustmark Corp. | TRMK | 1.1 | 9.7 | 1.9 | 179 | 2,537 | 70,381 | Gerard R. Host | 3,441,740 | 1.93 | 49 |
| Boston Private Financial Holdings Inc. | BPFH | 0.6 | 6.0 | 21.9 | 147 | 878 | 167,780 | Clayton G. Deutsch | 2,832,442 | 1.92 | 17 |
| Umpqua Holdings Corp. | UMPQ | 0.6 | 11.6 | 4.1 | 179 | 2,255 | 79,592 | Raymond P. Davis | 3,442,525 | 1.92 | 43 |
| Webster Financial Corp. | WBS | 0.8 | 18.7 | 4.3 | 263 | 2,739 | 95,892 | James C. Smith | 4,992,432 | 1.90 | 52 |
| First Bancorp | FBNC | 0.3 | 3.3 | -25.0 | 51 | 811 | 63,425 | Jerry L. Ocheltree | 972,857 | 1.89 | 15 |
| Hudson Valley Holding Corp. | HUVL | -0.1 | 2.8 | -0.3 | 42 | 445 | 94,818 | James J. Landy | 791,551 | 1.88 | 8 |
| Provident New York Bancorp | PBNY | 0.4 | 3.1 | -28.7 | 44 | 513 | 85,111 | Jack Kopnisky | 814,005 | 1.86 | 10 |
| First Midwest Bancorp Inc. | FMBI | 0.3 | 8.0 | -11.7 | 102 | 1,768 | 57,524 | Michael L. Scudder | 1,891,554 | 1.86 | 33 |
| Prosperity Bancshares Inc. | PB | 1.5 | 9.8 | 4.6 | 92 | 1,664 | 55,323 | David Zalman | 1,687,609 | 1.83 | 31 |
| West Coast Bancorp | WCBO | 1.3 | 2.4 | 10.6 | 49 | 718 | 67,670 | Robert D. Sznewajs | 884,814 | 1.82 | 13 |
| CoBiz Financial Inc. | COBZ | 1.2 | 2.4 | -4.5 | 64 | 540 | 118,904 | Steven Bangert | 1,160,413 | 1.81 | 10 |
| First Community Bancshares Inc. | FCBC | 0.9 | 2.2 | -13.8 | 34 | 633 | 53,912 | John M. Mendez | 604,201 | 1.77 | 11 |
| Southwest Bancorp Inc. | OKSB | -2.8 | 2.4 | -51.9 | 30 | 435 | 68,690 | Rick J. Green | 521,838 | 1.75 | 8 |
| Valley National Bancorp | VLY | 0.9 | 14.2 | -3.9 | 176 | 2,754 | 64,019 | Gerald H. Lipkin | 3,059,666 | 1.74 | 48 |
| SCBT Financial Corp. | SCBT | 0.6 | 3.9 | -9.4 | 69 | 1,071 | 64,367 | Robert R. Hill | 1,186,001 | 1.72 | 18 |
| First Commonwealth Financial Corp. | FCF | 0.3 | 5.8 | -24.1 | 85 | 1,355 | 62,486 | John J. Dolan | 1,431,239 | 1.69 | 23 |
| Home Federal Bancorp Inc. | HOME | -0.3 | 1.2 | -34.4 | 28 | 395 | 71,228 | Len E. Williams | 456,763 | 1.62 | 6 |
| Simmons First National Corp. | SFNC | 0.8 | 3.3 | -1.6 | 65 | 1,075 | 60,519 | J. Thomas May | 1,048,722 | 1.61 | 17 |
| First Defiance Financial Corp. | FDEF | 0.7 | 2.1 | 23.0 | 32 | 581 | 54,310 | William J. Small | 496,360 | 1.57 | 9 |
| Cullen/Frost Bankers Inc. | CFR | 1.1 | 20.3 | -10.4 | 305 | 3,848 | 79,253 | Richard W. Evans | 4,729,491 | 1.55 | 60 |
| First Financial Bankshares Inc. | FFIN | 1.7 | 4.1 | 0.9 | 56 | 980 | 57,404 | F. Scott Dueser | 867,464 | 1.54 | 15 |
| Renasant Corp. | RNST | 0.6 | 4.2 | -6.9 | 66 | 1,030 | 64,209 | E. Robinson McGraw | 1,015,580 | 1.54 | 16 |
| Discover Financial Services | DFS | 3.4 | 68.8 | 31.4 | 914 | 11,650 | 78,484 | David W. Nelms | 13,890,296 | 1.52 | 177 |
| Community Bank System Inc. | CBU | 1.2 | 6.5 | 4.3 | 102 | 1,784 | 57,331 | Mark E. Tryniski | 1,549,688 | 1.52 | 27 |
| Sandy Spring Bancorp Inc. | SASR | 0.9 | 3.7 | -2.9 | 60 | 713 | 83,626 | Daniel J. Schrider | 882,669 | 1.48 | 11 |
| National Penn Bancshares Inc. | NPBC | 1.0 | 8.5 | 6.3 | 122 | 1,791 | 68,266 | Scott V. Fainor | 1,797,104 | 1.47 | 26 |
| SVB Financial Group | SIVB | 0.9 | 20.0 | -10.1 | 313 | 1,526 | 205,140 | Greg W. Becker | 4,593,815 | 1.47 | 22 |
| Texas Capital Bancshares Inc. | TCBI | 1.0 | 8.1 | 43.4 | 101 | 786 | 127,907 | George F. Jones | 1,447,873 | 1.44 | 11 |
| Great Southern Bancorp Inc. | GSBC | 0.7 | 3.8 | 3.7 | 49 | 960 | 50,871 | Joseph W. Turner | 686,400 | 1.41 | 13 |
| Associated Banc-Corp | ASBC | 0.5 | 21.9 | -26.0 | 358 | 5,100 | 70,254 | Philip B. Flynn | 5,015,067 | 1.40 | 71 |
| Columbia Banking System Inc. | COLB | 1.1 | 4.8 | -7.1 | 82 | 1,256 | 64,930 | Melanie J. Dressel | 1,138,875 | 1.40 | 18 |
| Central Pacific Financial Corp. | CPF | 0.9 | 4.1 | -29.0 | 64 | 839 | 75,894 | John C. Dean | 870,183 | 1.37 | 11 |
| Westamerica Bancorp. | WABC | 1.8 | 5.0 | -18.4 | 59 | 961 | 60,875 | David L. Payne | 766,679 | 1.31 | 13 |
| StellarOne Corp. | STEL | 0.5 | 2.9 | -20.7 | 50 | 811 | 61,899 | O. R. Barham | 649,793 | 1.29 | 10 |
| WesBanco Inc. | WSBC | 0.8 | 5.5 | 6.0 | 74 | 1,368 | 54,089 | Paul M. Limbert | 949,750 | 1.28 | 18 |
| Capital City Bank Group Inc. | CCBG | 0.2 | 2.6 | -22.1 | 64 | 959 | 66,363 | William G. Smith | 816,497 | 1.28 | 12 |
| CenterState Banks Inc. | CSFL | 0.4 | 2.3 | -15.8 | 58 | 655 | 88,924 | Ernest S. Pinner | 744,170 | 1.28 | 8 |
| Banner Corp. | BANR | 0.0 | 4.3 | 6.6 | 72 | 1,022 | 70,938 | Mark J. Grescovich | 919,545 | 1.27 | 13 |
| Community Trust Bancorp Inc. | CTBI | 1.1 | 3.6 | 6.4 | 49 | 1,015 | 48,074 | Jean R. Hale | 584,756 | 1.20 | 12 |
| Union First Market Bankshares Corp. | UBSH | 0.7 | 3.9 | -7.9 | 72 | 1,045 | 68,567 | G. William Beale | 836,588 | 1.17 | 12 |
| Commerce Bancshares Inc. | CBSH | 1.3 | 20.6 | 3.1 | 345 | 4,237 | 81,502 | David W. Kemper | 3,919,376 | 1.13 | 48 |
| Park National Corp. | PRK | 1.1 | 7.0 | -4.6 | 102 | 1,920 | 53,160 | C. Daniel DeLawder | 1,153,166 | 1.13 | 22 |
| Bank of Hawaii Corp. | BOH | 1.2 | 13.8 | -1.8 | 183 | 2,400 | 76,173 | Peter S. Ho | 2,055,209 | 1.12 | 27 |
| Kearny Financial Corp. | KRNY | 0.3 | 2.9 | 1.6 | 31 | 379 | 82,071 | Craig L. Montanaro | 338,007 | 1.09 | 4 |
| CapitalSource Inc. | CSE | -0.6 | 8.3 | -5.0 | 126 | 564 | 222,810 | James J. Pieczynski | 1,301,080 | 1.04 | 6 |
| Fulton Financial Corp. | FULT | 0.9 | 16.4 | -3.1 | 227 | 3,530 | 64,429 | R. Scott Smith | 2,329,504 | 1.02 | 36 |
| Comerica Inc. | CMA | 0.7 | 61.0 | -38.1 | 975 | 9,397 | 103,757 | Ralph W. Babb | 9,819,167 | 1.01 | 95 |
| First Niagara Financial Group Inc. | FNFG | 0.6 | 32.8 | -34.8 | 342 | 4,827 | 70,830 | John R. Koelmel | 3,245,917 | 0.95 | 46 |
| Republic Bancorp Inc. | RBCAA | 2.7 | 3.4 | -0.5 | 55 | 710 | 77,417 | Steven E. Trager | 517,654 | 0.94 | 7 |
| Northern Trust Corp. | NTRS | 0.7 | 100.2 | -26.6 | 1,525 | 14,053 | 108,546 | Frederick H. Waddell | 14,305,400 | 0.94 | 132 |
| People's United Financial Inc. | PBCT | 0.8 | 27.6 | -3.8 | 429 | 4,788 | 89,599 | John P. Barnes | 3,750,051 | 0.87 | 42 |
| Heartland Financial USA Inc. | HTLF | 0.5 | 4.3 | -9.7 | 76 | 1,195 | 63,211 | Lynn B. Fuller | 649,416 | 0.86 | 10 |
| First Merchants Corp. | FRME | 0.5 | 4.2 | -3.9 | 75 | 1,144 | 65,328 | Michael C. Rechin | 640,972 | 0.86 | 10 |
| Hancock Holding Co. | HBHC | 0.5 | 19.8 | -5.4 | 287 | 4,745 | 60,401 | Carl J. Chaney | 2,449,220 | 0.85 | 41 |
| BancorpSouth Inc. | BXS | 0.3 | 13.0 | -30.2 | 283 | 4,244 | 66,654 | Aubrey B. Patterson | 2,303,989 | 0.81 | 35 |
| Susquehanna Bancshares Inc. | SUSQ | 0.4 | 15.0 | -12.6 | 209 | 2,926 | 71,509 | William J. Reuter | 1,670,855 | 0.80 | 23 |
| MainSource Financial Group Inc. | MSFG | 0.8 | 2.8 | -14.8 | 50 | 805 | 62,050 | Archie M. Brown | 385,426 | 0.77 | 6 |
| Old National Bancorp | ONB | 0.9 | 8.6 | 0.6 | 190 | 2,551 | 74,300 | Robert G. Jones | 1,423,515 | 0.75 | 19 |
| Huntington Bancshares Inc. | HBAN | 0.9 | 54.5 | -18.6 | 893 | 11,245 | 79,372 | Stephen D. Steinour | 6,445,710 | 0.72 | 81 |
| BOK Financial Corp. | BOKF | 1.2 | 25.5 | 5.2 | 430 | 4,511 | 95,319 | Stanley A. Lybarger | 2,907,012 | 0.68 | 30 |
| UMB Financial Corp. | UMBF | 0.8 | 13.5 | -8.2 | 295 | 3,448 | 85,486 | J. Mariner Kemper | 1,986,570 | 0.67 | 23 |
| First Horizon National Corp. | FHN | 0.5 | 24.8 | -31.8 | 610 | 4,728 | 129,066 | D. Bryan Jordan | 4,102,375 | 0.67 | 32 |
| Capital One Financial Corp. | COF | 1.5 | 206.0 | -0.2 | 3,019 | 31,542 | 95,712 | Richard D. Fairbank | 18,668,058 | 0.62 | 195 |
| Popular Inc. | BPOP | 0.4 | 37.3 | -55.7 | 453 | 8,329 | 54,433 | Richard L. Carrion | 2,552,311 | 0.56 | 47 |
| First Financial Holdings Inc. | FFCH | -1.4 | 3.2 | -63.2 | 63 | 876 | 71,828 | R. Wayne Hall | 330,893 | 0.53 | 5 |
| First Citizens BancShares Inc. | FCNCA | 0.9 | 20.9 | -6.8 | 381 | 4,417 | 86,170 | Frank B. Holding | 1,847,107 | 0.49 | 21 |
| State Street Corp. | STT | 1.0 | 216.8 | -11.5 | 3,820 | 29,740 | 128,447 | Joseph L. Hooley | 16,187,964 | 0.42 | 126 |
| Glacier Bancorp Inc. | GBCI | 0.3 | 7.2 | -17.2 | 86 | 1,653 | 51,840 | Michael J. Blodnick | 360,817 | 0.42 | 7 |
| PNC Financial Services Group Inc. | PNC | 1.1 | 271.2 | -3.1 | 3,966 | 45,940 | 86,330 | James E. Rohr | 16,607,150 | 0.42 | 192 |
| Fifth Third Bancorp | FITB | 1.0 | 117.0 | -11.3 | 1,808 | 21,334 | 84,747 | Kevin T. Kabat | 7,238,199 | 0.40 | 85 |
| Regions Financial Corp. | RF | -0.3 | 127.1 | -38.1 | 1,604 | 27,829 | 57,638 | O.B. Grayson Hall | 6,381,475 | 0.40 | 111 |
| Synovus Financial Corp. | SNV | -0.4 | 27.2 | -45.3 | 371 | 5,224 | 71,047 | Kessel D. Stelling | 1,471,330 | 0.40 | 21 |
| American Express Co. | AXP | 3.3 | 153.3 | 11.6 | 6,252 | 62,500 | 100,032 | Kenneth I. Chenault | 23,038,691 | 0.37 | 230 |
| KeyCorp | KEY | 1.0 | 88.8 | -11.9 | 1,520 | 15,381 | 98,823 | Beth E. Mooney | 4,955,664 | 0.33 | 50 |
| SunTrust Banks Inc. | STI | 0.3 | 176.9 | -39.6 | 2,876 | 29,182 | 98,554 | William H. Rogers | 9,273,010 | 0.32 | 94 |
| U.S. Bancorp | USB | 1.5 | 340.1 | 2.3 | 4,886 | 62,529 | 78,140 | Richard K. Davis | 13,619,458 | 0.28 | 174 |
| BB&T Corp. | BBT | 0.8 | 174.6 | -1.9 | 2,727 | 31,800 | 85,755 | Kelly S. King | 7,458,475 | 0.27 | 87 |
| M&T Bank Corp. | MTB | 1.1 | 77.9 | -9.1 | 1,204 | 15,072 | 79,883 | Robert G. Wilmers | 2,939,914 | 0.24 | 37 |
| Bank of New York Mellon Corp. | BK | 0.9 | 325.3 | -32.9 | 5,726 | 48,700 | 117,577 | Gerald L. Hassell | 12,350,260 | 0.22 | 105 |
| JPMorgan Chase & Co. | JPM | 0.8 | 2,265.8 | -20.0 | 29,037 | 260,157 | 111,613 | James Dimon | 23,105,415 | 0.08 | 207 |
| Wells Fargo & Co. | WFC | 1.2 | 1,313.9 | -9.5 | 27,667 | 264,200 | 104,720 | John G. Stumpf | 19,843,021 | 0.07 | 189 |
| Citigroup Inc. | C | 0.6 | 1,873.9 | -44.3 | 25,690 | 266,000 | 96,579 | Vikram S. Pandit | 14,857,103 | 0.06 | 154 |
| Bank of America Corp. | BAC | 0.0 | 2,129.0 | -58.1 | 36,965 | 281,791 | 131,179 | Brian T. Moynihan | 8,087,181 | 0.02 | 62 |
| Pacific Capital Bancorp | PCBC | 1.2 | 5.9 | -0.1 | 97 | 1,029 | 94,307 | Carl B. Webb | 0 | 0.00 | 0 |
Notes: Data is for fiscal 2011. CEO compensation is taken from summary compensation tables in proxy filings
Sources: GMI Ratings, Bloomberg and proxy statements
