UMB Bank, Kansas City, Mo., a subsidiary of UMB Financial Corp., has elected Myron J. Neth and Kevin E. Kramer as commercial banking officers in the metro business development department.

Other recent elections and promotions include:

*J. Stephen Marrs, consumer lending officer in the consumer/real estate department.

*Steven A. Moberg, human resources information systems officer.

*Lyn M. Heermann, director of purchasing.

*Christopher T. Spellman, vice president and compliance officer.

*Chad Steiner, assistant vice president and sales manager.

*Mary Frances George, assistant vice president in the administration department at the Columbia banking center.

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