Las Vegas and Cape Coral-Fort Myers, Fla., led U.S. metropolitan areas in foreclosures in the first half of the year as unemployment and falling home prices forced home-loan defaults, RealtyTrac Inc. said Thursday.

The Las Vegas area had the highest rate of foreclosure filings, with 7.5% of households receiving a default or auction notice or being seized by a lender. That rate was six times the national average. The Cape Coral-Fort Myers region, on Florida's Gulf Coast, was second, with a rate of 7.2%.

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