Gallows humor about our banking crisis fueled by excess holiday cheer at a recent luncheon surfaced this concept for a TV reality show: A mix of actors in their 20s, wearing suits with bland ties and pulling cardboard boxes on luggage carriers enter a known problem bank on a Friday five minutes before closing time.

Comments like "Sorry, it's time," or "Hope you all didn't have much planned for tonight" to the receptionist or head teller are filmed and a hoax reality clip results.

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