the Federal Financial Institutions Examination Council asked John G. Medlin to discuss credit quality with a group of high-level bankers.

The choice was logical. Under Mr. Medlin -- and before him -- chief executive officers of the Winston-Salem, N.C.-based bank were paragons of sound banking. The company's loan-loss ratio was about the best in the business, even in times when other banks were facing crippling losses.

Subscribe Now

Access to authoritative analysis and perspective and our data-driven report series.

14-Day Free Trial

No credit card required. Complete access to articles, breaking news and industry data.