Fannie Mae last week began to provide details of its strategy to broaden the mortgage market by making the lending process more streamlined and flexible for borrowers.

Fannie said it is focusing on the borrower, but not because it wants to go directly to the consumer. To "remain the secondary-market choice for lenders, we must provide products and services for their customers," said Ann D. Logan, Fannie's executive vice president for single-family mortgage business.

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