I recently visited Herbert C. Klein, two-term New Jersey assemblyman and one-term congressman who served on the House Banking Committee until the Republican sweep of 1994 put him back in the private sector.

My goal was to learn what bankers can do to have more clout with Congress and their state legislatures. Mr. Klein, now on the other side of the street as a banking lawyer for Hannoch Weisman of Roseland, N.J., seemed an awfully good place to turn.

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