Everybody wants the proverbial sticky site, and in banking, Wells Fargo & Co., more than any other, has it. Although there'slittle agreement on the number of Web banking customers that the Top 10 banks have, sources almost universally credit Wellswith having the winning Web share.

If one looks not just at Web-banking customers, but at PC-banking customers, too, Bank of America Corp. has more online customers than any other institution. Bank of America won't disclose how many of its 1.7 million online customers bank by Web, however, while Wells reports that, as of last month, 1.3 million of its 1.4 million online customers were Web bankers.

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