WASHINGTON — PNC Financial Services Group's Bill Demchak views his bank as something of an odd man out in the policy debates raging among regulators and lawmakers.

In a town that typically divides the industry into two groups — large, complex Wall Street behemoths and small, simpler Main Street community banks — PNC is tough to pin down. At roughly $300 billion of assets, it's the sixth-biggest bank in the country. Yet its portfolio is relatively straightforward.

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