WASHINGTON — Within minutes of the Federal Housing Administration's announcement that it was cutting annual mortgage insurance premiums, observers were already wondering whether the incoming Trump administration would put a stop to the plan.

The FHA said it would cut the premium by 25 basis points, down to 60 basis points, starting on Jan. 27, a week after President-elect Donald Trump is scheduled to take office. That gives Trump and his team a limited window to delay or scrap the cut.

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