During the first four months of 1994, Resolution Trust Corp. transactions achieved an astounding average premium-to-core-deposit ratio of 8.26%. Of 31 completed resolutions, 15 resulted in deposit premiums in excess of 6%, and seven in excess of 10%.

In what is believed to be the highest percentage premium since the formation of the RTC, First of America Bank Corp. of Kalamazoo, Mich., paid a $58.4 million premium, or 16.59%, for the $352 million in core deposits of Goldome Federal Savings Bank, St. Petersburg, Fla.

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