SALT LAKE CITY - Mention a $5 billion-asset bank in a booming state and a lot of people assume you're talking about a takeover candidate.

But make that assumption about $5.7 billion-asset Zions Bancorp and you'd probably be wrong. That's because even though Wall Street says midsize regionals are going the way of the dinosaurs, Zions thinks it can do just fine on its own.

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