The Obama administration has pledged $30 billion to help community banks boost small-business lending. That has led to a big debate centering on one issue: should strugglers be eligible?

Industry groups are pushing to allow struggling banks into the program if the capital would improve their fiscal health. Some industry observers, however, say the money would best serve its intended purpose by going to stronger banks that can get it out the door faster to deserving businesses.

In online poll, 61% of readers said strugglers should be eligible, 31% said the money would do more good in the hands of stronger banks, and 8% said they weren't sure. 

Do you think struggling community banks should have access to the program? Post a comment below.