Banco Popular de Puerto Rico

Jonathan Firester, an executive director in the financial services practice at EY, discusses why investment banks have taken an interest in distributed ledgers.

Activists typically improve a company's stock performance — and can produce "dramatic, excess returns" when they have specific demands, says Josh Hinkel, a partner with Bain & Co.

Banks will be "more aggressive" in cutting their exposure to energy companies next month, during spring redeterminations, says Megan Snyder, an analyst with Moody's.

Not all energy loans are created equal. For a host of reasons, oilfield services loans are more risky than other types of energy loans, according to Megan Snyder, an analyst with Moody's.

Ryan Singer, CEO and cofounder of startup Blockchain Health, discusses the problems with the traditional "shared secrets" method of verifying identities, and the possibilities opened up by mobile computing devices.

Frost Bank's Dick Evans discusses his strategy, in a highly competitive lending market, for competing on price without taking on undue risk.

Big banks are facing unprecedented pressure from federal and state regulators to rein in their consumer credit card collections practices following revelations of improper behavior.

The Federal Reserve's Tuesday vote on Basel III capital rules resulted in mostly good news for small banks and a harsh but expected message for large ones. For institutions of all sizes much remains to be decided, however. American Banker's Donna Borak explains.

Regulators increasingly are holding banks accountable for the misdeeds of vendors and customers. The trend reflects a broadening of their definition of what constitutes safety, soundness and reputational risks to banks. For senior industry executives, the implications are that banks will be pressured to police the behavior not only of employees but of those they deal with outside the bank as well.

Big banks are taking steps to defend themselves against cyberattacks, but regulators and policymakers want to see more progress.