Banco Popular de Puerto Rico

Rising short-term rates have so far been a boon for bank profitability. But technology has made it is easier than ever for customers to migrate their funds, which means the battle for highly-valued core deposits is likely to heat up. Here's a look at how bank executives plan to contend for their share of the market.

Pressure on delinquency-related indicators abates; consumer applications and approvals both moderate, particularly in the West.

Technology spending at banks is set to climb again in 2018 with budget growth at small banks exceeding that of large banks.

This report examines how technology spending at banks are set to climb again in 2018 with budget growth at small banks exceeding that of large banks.

Inside, a look at the state of policy play on a range of key industry issues that may impact 2018 midterm elections.

The widely held belief that application programming interfaces are the key to banking’s future rests on the many ways early adopters are experimenting with the technology. But security and privacy concerns are still leading many in the industry to hold back.

Most lenders are staying the credit bureau course in underwriting but some are mulling changes, particularly when it comes to marketing.

How technologies inspired and influenced by bitcoin could reshape financial services, from payments to securities settlement to document preparation and beyond.

Application programming interfaces allow software programs to talk to each other. They are a potential solution to the current industry standoff over sharing of bank customer data with aggregation sites; in the long term, they could transform how banking is done, making customer relationships less sticky but opening up new revenue models for financial institutions. This paper lays out the basic issues surrounding APIs.

Early experimentation by financial institutions with distributed-ledger technology