ISO & Agent

The 'pays' and PayPal are among the technology companies that have build mobile wallets. As these apps add financial services, banks must consider building their own apps.

The industry has made great strides in faster payments over the past year. Even more cooperation among stakeholders will be needed in the year ahead.

First Data is bulking up its e-commerce capabilities with an agreement to buy Acculynk.

As cars add web connectivity, the opportunity to embed payments are almost endless. It's an opportunity that's too big to ignore.

A lot of time can pass between a breach and when a company discovers the incident, creating an opportunity to damage payment systems.

The shape of health care reform is a work in progress politically. But removing paper from billing should be a noncontroversial piece of the solution.

3-D Secure has had its struggles as a standalone fraud solution, but the 15-year-old authentication system is playing a key role in a new e-commerce security product from Simility powered by artificial intelligence.

The industry has made great strides in faster payments over the past year. Even more cooperation among stakeholders will be needed in the year ahead.

The traditonal method of scoring merchants based on risk may not work when the attack uses low risk merchants to hide illegal transactions.

A new joint venture with Gas Station TV will help Verifone Systems Inc. expand its services in the coming year, providing more exposure for the terminal manufacturer's merchant clients and a stronger media service for its petroleum clients. In addition, Verifone will expand its role as a software provider.

Instant card issuance is an older technology, but it's tailor made for the digital and mobile world, where instant gratification is key.

Just as Intuit has to find a way to meld consumer and business technology for accounting in the 1990s, financial institutions have the same challenge, and opportunity, today with small business payments technology.

Consumers are worried about paying bills on time and want the convenience of real-time payments, making e-bills an important option for financial institutions.

Chip cards have decreased card fraud, but online fraud is on the rise. By asking the right questions, merchants can find payment partners that can fight the fraud migration.

Connected devices are expanding quickly, as are payment apps. The combination may make following commerce and security mandates harder in the future.

Banks have traditonally lagged behind in embracing innovation, though blockchain provides the opportunity to quickly ramp up digital services.

Digital payments can make travel payments easier and boost financial services in emerging markets. In some cases, it's doing both.

Square Inc. said it acquired startup OrderAhead’s dining pickup website and app that allow people to place take-out orders and skip the line at restaurants.

Digital transactions tied to travel are growing quickly, putting pressure on airlines to support third party mobile wallets and other e-commerce options.

The regulations follow a series of web attacks and data breaches, and require vigorous defense, reporting and response strategies.