Merchant

Citigroup Inc. has appointed Jud Linville as CEO of its Citi Cards credit card unit, replacing Paul Galant, who was named Citi’s CEO of global enterprise payments. Linville previously was president and CEO of American Express Co.’s U.S. Consumer Services operations.

Merchants using VeriFi Inc.’s charge-back re-presentment service no longer have to use the Los Angeles-based company’s online payment gateway. Instead, merchants now may use any online payment gateway, and they do not have to switch payment processors, Jeff Sawitke, VeriFi chief product officer, tells PaymentsSource.

Telecom Canada International, a telecommunications and energy consultancy with offices in Canada, the United States and Hong Kong, will refer its Canadian and U.S. clients wanting merchant-processing services to Elavon Inc., the Atlanta-based payment processor announced Sept. 21.

A California-based mortgage lender and its owner have agreed to settle Federal Trade Commission charges that they illegally charged Hispanic consumers higher prices for mortgage loans than non-Hispanic white consumers.

Many who work in the ISO and acquiring business today likely have dealt with in some way the effects of a payment card data breach.

Sales agents questioning the revenue-share payouts from their ISOs often ponder the fine line between complaining and complaining too much. The question may be important, however, such as whether the ISO shares revenue when an agent helps bring merchants into compliance with the Payment Card Industry Data Security Standard.

Guest Column

The more than 350 independent sales organizations that work with National Processing Co. should anticipate work as usual once Fifth Third Processing Solutions LLC completes its acquisition of the Louisville, Ky.-based merchant processor.

Consumers sued an estimated 534 collection agencies and creditors under consumer statutes between August 16-31, an increase of more than 100 compared with 426 that were sued in the first half of the month, according to data from U.S. District Courts.

Payment processor Global Payments Inc. will sell VeriFone Systems Inc.’s PayWare Mobile service in Canada, VeriFone announced Wednesday.