Merchant

Synchrony Financial and Alliance Data Systems are particularly vulnerable to recent shifts in Americans’ shopping habits, according to new research from Moody’s Investors Service.

Visa said its investment in Klarna will advance online and mobile commerce across Europe, but there are broader implications for other markets and consumer groups.

Users shop and make selections in a catalogue through eye motions via the headset, and use the same approach to pay.

Punchh is betting NFC will be widespread, and it hopes to get an edge with clients with a direct connection to Apple Pay, enabling consumers to simultaneously earn and redeem restaurant loyalty program points.

Banks are making it easier to log in, adding expense trackers and simplifying payments as they try to get corporate clients to use mobile more.

Square is diversifying its services for merchants to stay competitive and hopes its recognizable brand will play a major role.

Amazon's planned acquisition of Whole Foods adds more power to an already substantial marketing program for Amazon.

The company has added six new markets in Europe, where it has already established a beachhead for its e-commerce technology.

A headquarters move to Boston, a core system with plenty of headroom and a CEO who admires big acquirers like M&T and the old Banknorth: All the signs are there of an ambitious bank with a plan.

As young people mature, their financial and payment needs mature, as does their use of technology and other emerging innovation.