Merchant

A court ruling that debit card fee caps be lowered could also enable merchants to play card networks against one another.

Certegy Check Services Inc., one of the largest check authorization service companies, agreed to pay $3.5 million to settle charges that it violated the Fair Credit Reporting Act.

Foreclosure filings in July — including default notices, auctions and bank repossessions — climbed 2% from a 78-month low in June but were still 32% lower than a year ago, according to RealtyTrac.

Capital One Financial Corp. reported delinquencies for its U.S. credit-card business increased in July from June, while its international credit cards delinquencies fell, according to a filing with the Securities and Exchange Commission.

The company behind the German mobile payments app GO4Q has had a busy — and challenging — summer, adding payments for taxi drivers, golf courses and beer gardens.

Mobile payments provider Square Inc. faces fines of $507,000 from Florida regulators for operating in the state without a money transmitter license.

Payment processor SecureNet Payment Systems has developed Mobile PayOS, which enables merchants to use Apple's iOS mobile devices to receive mobile payments.

Groupon aims to attract more merchants to its mobile payment offering by letting them remove the mobile device from the equation.

Experian Automotive announced Tuesday that quarterly vehicle repossessions dropped by 14.8% to achieve the lowest rate since it began tracking the data seven years ago.

Youth payments company Virtual Piggy has integrated with Sulake’s Habbo Hotel, a social gaming and online community for teenagers.