Merchant

Many small merchants operate a website not conducive to accepting payments on mobile devices, and many have not upgraded point of sale terminals to accept mobile payments.

Square Inc. has redesigned its mobile payment app, displaying its merchants as thumbnail images instead of as a list and placing a greater emphasis on discounts and loyalty.

Merchants, acquirers and issuers are preparing to handle EMV-chip debit cards that carry three application identifier codes — from Visa, MasterCard and Discover — as an earlier push to use one common code remains unresolved.

Corduro has added technology to its PayMobile app to locate and attract nearby customers when a merchant's business is slow.

Zipmark CEO Jay Bhattacharya describes how payments innovation, from PayPal to the present, is changing the way merchants do business.

Visa Inc. and Ethoca Ltd. have partnered in an effort to thwart online payment fraud attempts, which they expect to increase as the U.S. shifts to the EMV-chip card standard at the point of sale.

Debt buyer Portfolio Recovery Associates (PRA), based in Norfolk, Va., reported Tuesday that its board approved a three-for-one-stock split by way of a dividend. The split is the first stock split in this manner since the company's initial public offering in 2002.

Discover Financial Services' arrangement to facilitate in-store PayPal transactions across its network stands to serve as the biggest expansion of its ongoing strategy to serve as a multifaceted utility throughout the payments ecosystem.

Gravity Payments now allows PayPal card acceptance at about 10,000 merchants in Washington State.

Silicon Valley Community Foundation, a philanthropic organization, began accepting donations in ripple or XRP, the native digital currency of the Ripple network.