PayThink is focused on the rapidly changing, inter-connected markets of debit, credit, mobile, prepaid and digital payments. As the payments industry strives for faster innovation to launch new products ahead of competitors, PayThink provides insight from market participants and innovators leading the way. PayThink is designed for executives looking to stay relevant in the ever-changing payments ecosystem by finding and honing their competitive edge.

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FedNow and RTP are only going to get better and more efficient as they become interoperable and develop new use cases. It's time to get on board.
October 3
Endava -
Employees are still struggling with their financial obligations, and less than half feel good about their financial situation.
October 3 -
The Queens, New York, student inspires change by leading conversations and providing safe spaces.
October 2 -
The first-year Posse Scholar at Smith College combines her passions for business and community service to give back.
October 2 -
The North Carolina company is cutting its board of directors by more than a third, using a combination of retirements and early departures. The move means that a majority of board members will come from the predecessor company SunTrust Banks, which may give CEO Bill Rogers more leeway to make changes.
October 2 -
A remnant of the failed bank, now owned by First Citizens, is trying to reclaim its once-prominent role in venture-debt lending to startups. But competition from HSBC and JPMorgan Chase as well as fintechs has multiplied in recent months.
October 2 -
Stu Sjouwerman is founder and CEO of
KnowBe4 , provider of the world's largest security awareness training and simulated phishing platform used by more than 65,000 organizations around the globe. He was co-founder of Sunbelt Software, the anti-malware software company acquired in 2010. He is the author of four books, including "Cyberheist: The Biggest Financial Threat Facing American Businesses." LinkedIn:https://www.linkedin.com/in/stusjouwerman/ October 2 -
The Federal Reserve Office of Inspector General said supervisors failed to promptly address the risks associated with Silvergate Bank's rapid growth in uninsured cryptocurrency deposits, ultimately leading to the bank's voluntary self-liquidation in March 2023.
October 2 -
Citing Silicon Valley Bank as an example of being ill prepared, Federal Reserve Vice Chair for Supervision Michael Barr says the central bank can only serve as lender of last resort if banks are "ready and able" to borrow.
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