PayThink is focused on the rapidly changing, inter-connected markets of debit, credit, mobile, prepaid and digital payments. As the payments industry strives for faster innovation to launch new products ahead of competitors, PayThink provides insight from market participants and innovators leading the way. PayThink is designed for executives looking to stay relevant in the ever-changing payments ecosystem by finding and honing their competitive edge.
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While stablecoins aren't widely used for payments, banks still have a role to play in leading the market.
April 28
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Celtic Bank is the latest large Small Business Administration lender to turn to an AI origination platform for smaller-dollar loans. Live Oak Bank, which has been piloting the same platform, says it's poised for big growth in the same segment.
April 28
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The Federal Open Market Committee's April meeting — likely Federal Reserve Chair Jerome Powell's last — is unanimously expected to keep interest rates steady, but questions about energy, inflation and the upcoming transition in leadership still loom.
April 28
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Amir Sarhangi is the CEO of Skyfire. Previously, he was the CEO and founder of Jibe Mobile, a startup acquired by Google in 2015. Jibe's messaging infrastructure is now Android Messenger. After several years in a leadership role at Google, Amir departed to join Ripple as a VP of Products.
April 28
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The firms' collaboration shines a light on how the wealth management business works today and how it is evolving, as advisors weigh independence against the risks of "poking the bear" when they leave.
April 28
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Rodney Hood, former acting Comptroller of the Currency and former chair of the National Credit Union Administration, says the credit scoring system is broken and AI can fix it.
April 28
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Parents who don't effectively communicate estate plans to their children set them up to fail financially, emotionally and relationally.
April 28
Raymond James -
Just as the invention of pneumatic nail guns didn't eliminate the need for expert carpenters, the appearance of new AI tools for banks won't obviate the need for experienced and well-trained bank employees.
April 28
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Regulators can compel regulated stablecoin issuers to perform AML checks and even freeze assets. But there are a lot of digital currencies out there beyond stablecoins.
April 28
American Banker
