PayThink

Banks and smaller businesses are simply not ready, says SmartTrade App's Kent Vorland.

Consumers needed payment platforms that could handle internet payments, and startups quickly filled the void, says Chief Outsiders' Mark Coronna.

Consumer identities are becoming increasingly digital and more prone to privacy risks. Lawmakers cannot sit idle.

As the number of payment types and channels increase, manual processes to handle fraud can rapidly become unmanageable, says The ai Corporation's Oliver Tearle.

Congress should get behind the Fed's effort to launch a real-time payments service instead of getting in its way.

Women need to take charge of their own networking events.

Nobody will be keen to go toe-to-toe with the Fed, which is the financial systems’ paramount regulator and central bank with virtually unlimited resources, says Intrepid Ventures' Eric Grover.

With data collection, just because you can doesn’t always mean you should, says Equiniti's Sarah Jackson.

With more baby boomers aging, credit unions must adopt policies and practices to help identify and stop these crimes.

Regulators globally are using "tech sprints" to test new anti-money-laundering solutions. More can be done, but it's a good start.