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Banks have signaled bullishness for blockchain tech. But some say ignorance is leading to ill-informed choices.

The recent decision by the Federal Reserve Board to exempt banks with less than $250 billion in assets from the qualitative aspects of the CCAR stress tests may be a sign of things to come, says Joo-Yung Lee, head of North American financial institutions at Fitch Ratings.

Critics of Dodd-Frank argue that post-crisis regulations put a damper on lending. But loan growth at regional and community banks has "actually been very strong," says Joo-Yung Lee, head of North American financial institutions at Fitch Ratings.

Year to date through Dec. 31, 2016. Dollars in thousands

Professor Rahul Telang at Carnegie Mellon University's Heinz College analyzed the behavior of 500,000 bank customers over five years to observe their reactions to adverse events such as fraud on their bank account. It’s a rare objective measure of the effect of fraud on customer retention.

Year to date through Dec. 31, 2016. Dollars in thousands

On Sept. 30, 2016. Dollars in thousands.

On Sept. 30, 2016. Dollars in thousands

On Sept. 30, 2016. Dollars in thousands

First half: Brett King says the OCC fintech charter is overdue. Second half: fintech and refugees.