Resources

Frost Bank's Dick Evans discusses his strategy, in a highly competitive lending market, for competing on price without taking on undue risk.

Charaka Kithulegoda, CIO of ING Direct Canada, explains how and why his bank integrated its online and mobile banking software with Facebook.

California's financial regulator has baffled observers by sending a cease-and-desist "warning letter" to the Bitcoin Foundation. The letter accuses the nonprofit of acting as an unlicensed money transmitter, even though its main activities are promoting awareness of digital currencies and developing the Bitcoin protocol client software. Did the Golden State's bureaucrats blindly send out letters to any organization it could find with the word "bitcoin" in its name? This much is clear: Rapidly evolving payment technologies are confounding traditional ways of understanding money.

Internet giant Google is rolling out a much-heralded new mobile computing device that's integrated into a pair of eyeglasses. Here's a discussion of what it's likely to mean for bankers in terms of attracting new customers, improving security and catering to yet another computing format.

What does the future of payments look like through Google Glass? Reporter Sean Sposito got ahold of Google's wearable new gadget, and delivers his first impressions.

Web giants have built empires selling customer data. Barclays' recent acknowledgment that it is also considering selling client information raises the question for the industry of whether the potential revenue gains are worth the reputational and legal risks.

Banks can get beyond the negative perceptions that have dogged the industry the past few years, but they need to lay the proper groundwork first. American Banker Magazine Editor in Chief Heather Landy and Reputation Institute's Anthony Johndrow analyze the results of our fourth annual survey of bank reputations.

Cyber-security has long been a technology and risk management challenge for banks. Recently, Washington policymakers have come to regard it as one of the most pressing issues financial institutions face.

The Department of Justice faces a serious challenge to its aggressive pursuit of fair lending cases following a Supreme Court decision to hear a case involving the controversial theory of "disparate impact." American Banker editors discuss the implications of the high-profile case for banks and the rest of the mortgage industry.

Banks on the block are still trading at reasonable valuations, and their financials are offering more clarity than in the recent past. That's has some industry observers believing that the stars are aligning for deals to get done. For sellers, the dilemma is whether to take the modest multiples on offer or hold for more at the risk of missing out altogether.