Resources

SWIFT proposes that banks reinvent themselves as "digital asset" guardians, protecting customers' personal data and acting as their trusted agent in dealings with merchants. Will the idea fly?

Banks and the GOP, mortgage relief and more.

Home loan servicers are focusing more on short sales than on loan mods or refis, but they've made significant progress in implementing the terms of a $25 billion settlement with the government, according to a report from independent monitor Joseph Smith.

Small-business owners are largely cheering Square's decision to offer merchants the choice between a flat monthly fee and a per-transaction charge for credit card processing, but some still raise concerns about the service.

The announcement by M&T that it's buying Hudson City reflects both the acquirer's deal-making skills and the difficulty of changing strategies in today's environment—as the once high-flying seller had sought to do before deciding to sell.

Tight budgets and industry upheaval have bankers and their lobbyists planning to keep low profiles in Tampa and Charlotte.

About 6,000 U.S. banks, including those as small as $500 million in assets, are required to implement the "standardized" approach in Basel III. Ernst & Young's Peter Davis discusses the extent of the changes they face.

Big banks have been working to implement Basel II for a decade and still are not live under the rules. So how difficult will it be for them to comply with the more stringent requirements coming in Basel III? Very, says Ernst & Young's Peter Davis.

Ernst & Young's Peter Davis highlights key differences between the U.S. and international standards under Basel III and discusses whether the U.S. rules are tougher.