Technology

The move comes as the fintech tries to shake off criticism that its main products are payday loans by another name.

When established card networks such as Visa, American Express and Mastercard start investing in fintech lending platforms such as Divido and ChargeAfter — as well as in the fintech lenders themselves such as Klarna and Vyze — it’s a clear signal that the future of unsecured personal loans may not be delivered by banks.

Achieving the myriad business cash flow benefits from RTP is easier said than done, as global standards can conflict with local laws, rules, regulations and organizational culture, says Santander's Chris Bozek.

The game has changed and bank executives will have to do more homework before striking a deal.

The overhaul calls for massive job cuts but leaves interim CEO Noel Quinn’s permanent role in limbo; the program would throw out most of Trump’s Dodd-Frank rollbacks.

For many international enterprises, cross-border e-commerce processing is table stakes. And the more complex the payment, the more important it is to handle it quickly.

New messaging protocols calls can meet crooks at the pass, says FIME's Jean Fang.

Clearer standards make it easier for shareholders to boost their stakes in banks without having to file for bank holding company status.

The deal for Boston-based Radius would be the first in history in which an online lender buys a mainstream bank.

Consumer advocates and policymakers are railing against use of the technology by government, universities and others. Banks using it for authentication need to tread cautiously, experts say.