Technology

Digit's decision to charge a monthly fee for its savings help speaks to the challenge of making fintech profitable.

Google can make up ground on its rivals with its new bank collaboration. But it will need help to expand the strategy quickly.

"Virtually every venture capitalist I know is excited about insurance as the next big thing in fintech," says Sam Hodges, co-founder and U.S. managing director at Funding Circle.

InfineaPay is designed to improve time to market EMV compliance on the Apple platform for transportation, retail and hospitality companies.

The service will start with transfers to India and the Phillipines, though Remitly plans to add more recipient countries in the near future.

Efforts to combine mobile wallets and loyalty programs have had mixed success over the years, but many companies are undeterred. Here are a few that are working to find the right mix of technologies.

Fintech companies can help consumers and small businesses obtain credit at lower costs, but it is critical to ensure that these innovative companies do not harm borrowers with predatory or discriminatory lending practices.

South Africa doesn't rank as high on Mastercard's mobile readiness rankings as some other countries, but a need for convenience and security is drawing more attention to the channel, particularly among the young.

Despite some mixed signals, the Chinese government has shown a willingness to loosen restrictions on imports. That would be good news for international payments players.

The company is diversifying from its traditional payments processing business into a broad-based provider of payments technology and data services.