Opinions

American Banker sat down for an extensive exit interview with FDIC Chairman Sheila Bair, who will leave office on July 8. Following is an edited transcript.

WASHINGTON — In the wake of a public disagreement over a pending proposal, a House panel is asking the Treasury Department to disclose the role it played in the Office of the Comptroller of the Currency's rulemaking on preemption.

Discover Financial Services' stock price fell as much as 3% on Friday after the company disclosed that the Federal Deposit Insurance Corp. is reviewing its marketing of payment protection and other fee-based products.

President Obama announced Friday he intends to nominate Federal Deposit Insurance Corp. director Tom Curry, a former state regulator, for the top job at the Office of the Comptroller of the Currency.

Discover Financial Services’ shares fell as much as 3% July 1 after disclosing that the Federal Deposit Insurance Corp. is reviewing its marketing of payment-protection and other fee-based products.

In an unintended consequence of the newly revised federal rules on cybersecurity, banks are likely to fare much worse in lawsuits over fraud losses.

A rollback of the Dodd-Frank financial reform law is a pipe dream. It was one from the beginning.

Have we learned the lessons of the financial crisis? The answer lies somewhere between "no" and "not enough," says former FCIC Chairman Phil Angelides, who offers some ideas for fixing finance.

An estimated 500 collection agencies and creditors were sued in the June 1-15 period, down from 584 in the previous half-month period, according to data pulled from U.S. District Courts.

States’ efforts to rein in fly-by-night companies are starting to have an effect on some payments startups’ operations.