Opinions

The challenge with cash is its nature makes it hard to transition away from it. On the other end of the scale, digital-only businesses may never accept cash, meaning they may always exclude the cash-based consumer.

The industry had welcomed the Consumer Financial Protection Bureau plan allowing debt collectors to use electronic communication, but some worry about the effect of a court decision concerning email correspondence.

The awards gala was a who's who in banking, both at the podium and in the audience. The FHFA settles the sexual harassment complaint involving Mel Watt. And an OCC veteran talks about her career.

The National Credit Union Administration should help soften the effects of the new standard on regulatory capital through rulemaking.

Regulators should consider online lending and a list of what loans qualify for CRA credit in any revamp of the outdated law.

The agency chairman's comments mark an unusual turn for an industry famous for its bipartisanship.

Allowing the mortgage giants to retain profits resolves a short-term capital shortfall, but how much capital they would need after exiting conservatorship is still the bigger question.

Eight credit union professionals will make up the Consumer Financial Protection Bureau's CU advisory board.

As Banking Committee Chairman Mike Crapo works on legislation enabling banks to serve cannabis businesses, one area of focus is combating risks tied to “legacy cash” that has accumulated in the marijuana industry.

FDIC Chairman Jelena McWilliams reaches out to tech pros to bring fresh ideas to the agency.