Policy & Regulation

Federal banking regulators issued a proposal that would establish standards for states that register and track appraisal management companies.

With more young adults making large student loan payments instead of saving up for a down payment, combined with car payments and possibly credit card debt, the 43% DTI becomes a very difficult barrier for lenders working within the QM standards.

Yellen rethinks having the Fed vote on enforcement actions, after Warren presses.

As credit union leaders visit D.C., banks unleash a big campaign opposing their federal tax exemption.

There's drama to come as regulators finalize a proposal requiring banks to self-assess their track records on diversity.

The Consumer Financial Protection Bureau released a report Friday to employees detailing its diversity statistics and the racial disparities in performance evaluations reported two weeks ago by American Banker.

The Federal Reserve Board revised its findings to the closely watched Dodd-Frank Act stress tests on Friday, citing inconsistencies in the treatment of some figures during its calculations.

Housing and lending groups are urging the government sponsored enterprise regulator and conservator to keep the Fannie Mae and Freddie Mac loan limits where they are for now.

The Office of the Comptroller of the Currency recently freed 11 banks from regulatory orders.

A recap of the informed opinions (and they discussions they generated) on BankThink this week.