Policy & Regulation

The need that drives millions of people to seek out small loans isn’t going away. Lenders can fill the gap by restructuring payment models, focusing on a borrower’s ability to repay and developing a variety of solutions.

The virtual currency and payment system "has allowed users to participate in illicit activity, while also being highly unstable and disruptive to our economy," Sen. Joe Manchin wrote to regulators in a public letter released Wednesday.

Do we really want banks to be stable, profitable and internationally competitive or do we want them to be cash cows for Congress?

Chances are remote that Congress will pass a big bank tax into law this year, but House Republicans' sudden embrace of the idea suggests it has staying power.

Sen. Joe Manchin (D-W.Va.) wants federal regulators to ban Bitcoin.

Thirteen Democratic lawmakers are encouraging the Department of Justice not to cave in the face of Republican opposition to a crackdown on online payday lenders.

Following a series of high-profile data breaches, legislators in the nation's largest state are kicking off a debate that has nationwide implications.

The Federal Deposit Insurance Corp.'s fourth-quarter report on industry health showed continued challenges to growth, but the second straight increase in net interest margins is a promising sign for the future.

Representative Walter Jones was a rare Republican who backed tough banking regulations after the 2008 economic collapse. Now Wall Street wants him out of office.

The Consumer Financial Protection Bureau, along with four state attorneys general, announced Wednesday they had filed a civil lawsuit against ITT Educational Services, one of the most expensive for-profit education providers.