Policy & Regulation

The largest banks have begun submitting a second round of plans to regulators outlining how they could be safely taken apart if they fail.

Internet-based, short-term lenders have various routes for setting up business, but most of their options expose them to potential legal challenges.

A federal court has ruled that state regulators have the authority over online lenders that operate from Native American land.

In a little-noticed agreement with Wells Fargo, the Office of Foreign Assets Control raised the bar on acceptable checking practices and potentially exposed many other financial institutions to penalties.

Editor-at-Large Barbara A. Rehm has argued for months that Dodd-Frank implementation should be sped up so banks can know the rules they face. A slew of sources disagree – here’s why.

New York's top banking overseer said any regulation of the nascent Bitcoin industry has to include transparency on who does the trading of the virtual currency, and if that hurts a business dominated by anonymous transactions, "so be it."

Wells Fargo & Co. (WFC), the largest U.S. home lender, agreed to an $869 million settlement with Freddie Mac to resolve repurchase claims on faulty loans sold to the government-backed firm before Jan. 1, 2009.

The fate of the Dodd-Frank Act's ban on banks trading for their own accounts — one of the final pieces of the U.S. effort to prevent a repeat of the 2008 financial crisis — may rest with a cluster of economists at the SEC.

Because third-party processors are on the hook for losses from fraudulent transactions, they have as much interest in eliminating bad actors as anyone.

WASHINGTON — U.S. regulators are considering tightening regulation of asset management firms that oversee trillions of dollars, according to a new report by the Office of Financial Research released Monday.