Policy & Regulation

Small banks continue to rake in revenue from interchange fees on debit cards, despite fears that the Durbin amendment would hurt them as much as larger institutions, according to a report released by the Federal Trade Commission.

Large numbers of yield-hungry banks have gorged on municipal bonds, and the industry’s overall holdings of the paper have edged up.

If things are truly bigger in Texas, then mPowa CEO Dan Wagner figures it's a good place for merchants to be able to accept credit card payments via mobile devices in those wide, open spaces.

Chairmen of the House Financial Services Committee requested to postpone the Volcker Rule until 2015 only three weeks after U.S. regulators said they would delay the Jan. 1 start date for new capital requirements.

Exorbitant costs, excessive complexity torpedo review program. But a proposed $10 billion settlement faces problems of its own.

BankThink editors Marc Hochstein and Jeanine Skowronski recap 10 of the blog's posts they found most memorable in 2012.

Fair Debt Collection Practices Act lawsuits are projected to end 2012 down roughly three percent from 2011, according to data gathered from U.S. district courts.

The Congressional agenda for 2013 will include lawmakers overseeing implementation of the Dodd-Frank Act and possible advances on housing finance reform.

The banking industry is expected to benefit marginally from the deal to avert the fiscal cliff, but looming fights over tax reform and the debt ceiling remain.

The Consumer Financial Protection Bureau finalized its first rule, took its first enforcement actions, and landed its first deals with state regulators and municipalities to enhance data sharing all during the agency's first year. The CFPB's most challenging work, however, is still to come.