Policy & Regulation

The orderly liquidation authority of the Dodd-Frank Act requires a "minimum recovery" for creditors of troubled systemically important financial institutions, i.e. no less then what they would have received in normal bankruptcy proceedings. Rules to implement that standard could reassure the markets, say industry observers.

Why a common tax strategy is about to get much more complex for global banks.

Nine major U.S. cities now require banks to report on their lending activity under responsible-banking laws.

Was anything a done deal under Dodd-Frank? Not according to the speakers at American Banker's Regulatory Symposium, who hope to see key elements of the reform bill revisited.

Since the financial crisis hit in 2008, there have been at least 187 private equity transactions involving banks, worth more than $31 billion in all. For better or worse, these new investors are changing the industry. Here's how.

Private equity, with its attraction to distress and its emphasis on returns, makes for a convenient villain.

Even before the recent increases, prices Fannie and Freddie charge for credit risk were far higher than when their share of originations was at a low.

Lenders must have their paperwork in order before filing a foreclosure, the Supreme Court of Ohio ruled Wednesday in dismissing a lawsuit brought against Duane and Julie Schwartzwald, homeowners in Xenia, Ohio, by Freddie Mac.

While standards for issuing government-backed loans have clearly tightened for borrowers with spotty credit, bankers report the criteria for someone with a good credit score mirrors standards used before the crisis.

Bureau’s first issue of “Supervisory Highlights” identifies issues with credit limits and inadequate mortgage disclosures as some of the violations found in first year of exams carried out by the new agency.