Policy & Regulation

State bank regulators appointed Louisiana banking commissioner John P. Ducrest to serve as their representative on the Financial Stability Oversight Council.

The back-and-forth battle between banks and credit unions has been about more than tax status and business lending limits. It has also been about creative advertising.

John Walsh, who has been acting comptroller of the currency for nearly 18 months, made light of his situation Wednesday at an American Bankers Association conference.

The first director of the new Consumer Financial Protection Bureau discusses tradeoffs between enforcement and rulemaking, being responsive to consumers without being biased and the five-letter acronym known as UDAAP.

The Federal Reserve Board has entered into written agreements with two community banks: Remer Bancorp. in Minnesota and Orrstown Financial Services in Shippensburg, Pa.

Regulators have terminated a memorandum of understanding with a banking unit of Banner Corp. after the Walla Walla, Wash., company returned to profitability for 2011.

A New York foreclosure law firm has agreed to a $4 million settlement stemming from alleged abuses in their legal work, New York Attorney General Eric T. Schneiderman's office announced.

With all due respect to my friend Chris Whalen, the view from Main Street in Ashland, Missouri; Newman Grove, Nebraska or Pine Mountain, Georgia is much different than the view from the 26th floor of West 57th Street in New York City.

The Federal Reserve Board's stress test for the largest bank holding companies has been compared to a treadmill, on which patients are told to exert themselves so doctors can see how long they'll last. But, is the stress test in fact a financial analog to proven medical science so that we can indeed judge just how healthy big bank holding companies are after the Fed gets done with them?

Wells Fargo’s origination business has been operating at full steam, keeping the company’s mortgage servicing assets well above a cap proposed under Basel III. A new servicer compensation system could resolve the issue, but something has to give.