Policy & Regulation

A GAO determination has effectively nullified a 2013 leveraged lending guidance. But that leaves the future uncertain about what, if anything, regulators will devise to replace it — and how banks should treat such loans in the meantime.

Text analysis holds the promise of improving lenders’ ability to evaluate which borrowers will repay, but it also carries substantial risks.

Political stalemates have convinced many executives that relief will only come when agency leaderships turn over.

Big banks have raised deposit rates faster than regionals in order to retain depositors; India’s largest payment app wants to expand.

American Banker reporter Kate Berry explains the Senate's vote on arbitration and what the CFPB might do next.

While increasing de novo activity is encouraging, the processes of chartering a bank and applying for deposit insurance are more onerous, lengthy and costly than they need to be.

The new tool tracks both serious and general delinquencies down to a county level and features interactive charts and graphs.

CFPB Director Richard Cordray sent a letter to President Trump Monday asking him to veto a Republican resolution to nullify the bureau's arbitration rule.

If President Trump picks Federal Reserve Board Gov. Jerome Powell as its next chair, it may represent the best of all worlds for bankers — a policymaker who will continue the central bank's monetary policy but be open to regulatory changes.

The OCC has terminated orders against three of Fulton's banks. The company and two other banks still have BSA-related orders.