Policy & Regulation

Banks have started reconsidering how much they are willing to pay for low-income housing tax credits.

Housing and Urban Development Secretary-designate Ben Carson is open to finding alternatives to the 30-year fixed-rate mortgage, but believes there must be some government backstop to the housing market.

The regulator is also evaluating relocating one regional office and scaling back from five regional offices to as few as three.

American Banker readers share their views on the most pressing banking topics of the week. Comments are excerpted from reader responses to AmericanBanker.com articles, social media, and from around the web.

Mary Lynn Lenz shares some insight on M&A challenges and turnaround success, Sallie Krawcheck says Wall Street diversity can't get worse and Ginni Rometty explains why IBM bought Promontory.

First Internet Bancorp is the latest institution to enter the business or to significantly expand operations.

An international regulatory body outlined a series of recommendations for reducing risks posed by the asset management industry, particularly increasing liquidity and reducing leverage posed by derivatives positions.

Any economic environment, including this one, has risks but it is unclear whether banks are sufficiently worried about what lies ahead.

The Consumer Financial Protection Bureau on Wednesday warned about the risks of the online debt sales, alleging that sensitive personal and financial information is available in some instances to any visitor to a debt marketplace website.

Mnuchin to divest; fintech firms may be able to get bank charters