Regulation

Bankers and regulators may need to study the barriers of entry into banking just as seriously as the NFL and Major League Baseball consider new franchises for football and baseball.

American Airlines parent company AMR Corp. intends to continue its affinity credit card relationship with Citibank, according to its revised plan to emerge from bankruptcy and merge with US Airways.

The Federal Reserve has taken action against one bank (Northwestern Bancorp in Traverse City, Mich.) and lifted an order on another (Saehan Bancorp in Los Angeles).

The Consumer Financial Protection Bureau is shedding senior officials faster than it can replace them, raising concerns that the agency will no longer be able to maintain the aggressive pace set during its nearly two years of existence.

Bankers, nonprofit executives and others recently gathered to discuss how best to provide financial services to low-income and other underserved customers. Here is some of their advice about how to charge for prepaid cards and other products, how to create new ones and how to cope with increased regulatory scrutiny.

Regulators can use the power of Big Data mining and pattern-matching algorithms to seek out triggers of contagion across an interconnected financial system.

Some banks have transformed their loan portfolios with a focus on business borrowers, and made strides in profitability at the same time.

European Union antitrust regulators invited comments on Visa Europe Ltd.’s offer to cut “significantly” the fees it sets for processing cross-border credit-card payments in a bid to end an EU antitrust probe.

Citizens Bank of Kansas in Kingman has traded in its national charter for a state charter.

The House passed several derivatives bills that would roll back or modify provisions of the Dodd-Frank reform law, despite opposition by the White House and Democrats.