Regulation

President Obama has given just three official State of the Union addresses (and one unofficial one in 2009), but bank policy has been a sizable part of them, particularly in the early part of his presidency. With the next State of the Union scheduled for Tuesday evening, we look at Obama's past rhetoric against big banks as well as policy proposals and how they fared.

Individuals who blew the whistle on a mortgage fraud scheme that ended up costing JPMorgan Chase (JPM) $296 million in fines have about three months to prove that their information helped lead to the settlement with federal regulators.

Karen Mills is stepping down as the head of the Small Business Administration. On her watch the agency supported $106 billion of loans to small businesses, including a record $30.5 billion in fiscal year 2011.

Rep. John Campbell, R-Calif., plans to offer legislation aimed at reducing the size of "too-big-to-fail" banks by requiring them to hold more capital including long-term debt.

Most of the losses banks have caused and suffered could be greatly reduced or eliminated without relying on complex regulations and elaborate risk management. Just promulgate and enforce one simple rule: we tolerate no lying.

Ally Financial, the second-largest remaining investment by the Treasury's Troubled Asset Relief Program, will repay the U.S. by 2014 on the strength of its auto-finance business, CEO Michael Carpenter said.

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House Republicans are expected to once again push for repeal of the FDIC's orderly liquidation authority outlined in the Dodd-Frank law as they fight over President Obama's budget.

WASHINGTON — The Federal Deposit Insurance Corp. has made it a little easier for institutions to hire employees who previously had committed insignificant crimes, the agency said Friday.

Missouri and Utah join a list of seven other states where lawmakers are considering whether to ban the check-out fees.