Regulation

Smaller banks, fearing the regulatory burden from the legislation will crush them and no longer holding the hope that Romney could lighten the load, are now weighing their future. For many that might mean consolidation.

Small banks won a critical battle Friday as regulators agreed to indefinitely delay implementation of Basel III until various issues with a proposal can be resolved.

Treasury Secretary Timothy Geithner has made it clear he plans to leave office, but who from a long list of likely (and far-reaching) candidates should be chosen as his replacement?

Fed Gov. Elizabeth Duke said heightened burden from Dodd-Frank and Basel rules could make mortgage lending a less viable option for community banks, which make up a "significant" portion of the market.

President Obama's re-election will speed up implementation of Dodd-Frank, increasing regulatory burden and potentially spurring some bankers to finally sell.

The Dodd-Frank Act, sold to the public as the tamer of the Wall Street titans, may well end up having a disproportionate impact on smaller institutions, thanks to the costs of capital implications of being "not too big to fail" and the advent of the CFPB.

Massachusetts' Senator-elect may be public enemy No. 1 among bankers, but Citizens Republic CEO offers this reassurance: "She's but one vote."

U.S. financial institutions will not be required to start complying with Basel III capital and liquidity requirements by Jan. 1, according to a joint statement issued by regulators on Friday.

Now that the uncertainty of the elections is out of the way, we may see certain Dodd-Frank rules finalized by regulators soon. And opponents of the law see one upside: if Democrats are less on guard defending the law, they could be more pragmatic about adjustments.

The Financial Stability Oversight Council will meet Nov. 13 to consider reform to money market mutual funds, the Treasury Department said Thursday.