Regulation

The Basel III capital proposals would severely restrict already weak lending at community banks and has to be changed, panelists said at American Banker's Regulatory Symposium. But international politics and legal requirements will make them hard to change, they acknowledged.

Mary Miller, the U.S. Treasury under secretary for domestic finance, praised the Dodd-Frank Act in a speech at American Banker's Regulatory Symposium Friday.

Regulators should re-examine how they classify deposits, or more banks could be classified as troubled. That was the view of a panel on the Transaction Account Guarantee program at American Banker's Regulatory Symposium.

By prodding Freddie Mac to pursue more loan putbacks, the FHFA's inspector general has proven itself willing and able to force confrontation between the GSEs and their customers.

Prosecutors overreached in suing Luther Burbank Savings, which has agreed to settle charges its single-family mortgages were discriminatory, the bank's lawyer said at American Banker's Regulatory Symposium. He's wrong, a Justice official replied.

Following is the transript of a speech Federal Deposit Insurance Corp. board member Thomas Hoenig was slated to give at the American Banker Regulatory Symposium in Washington.

In a speech at American Banker's Regulatory Symposium, the FDIC board member said that the rules are too complex and won't help stave off the next crisis.

The bailouts were justified as a way to unfreeze credit and help homeowners, and the government failed on both counts.

Slavie Federal Savings Bank in Bel Air, Md., is taking steps to shore up its regulatory capital.

Mortgage lenders get clarity from Fannie and Freddie; Capital One CEO fears competition from mobile players; former IndyMac CEO fights the SEC.