Regulation

The consumer agency announced a series of changes in the wake of a key defection.

Tight budgets and industry upheaval have bankers and their lobbyists planning to keep low profiles in Tampa and Charlotte.

Citigroup CEO Vikram Pandit said regulators shouldn't dictate what banks can sell to clients because such controls risk undermining financial stability and have no clear economic benefit.

The quality of large loans in the U.S. banking system improved for the third year in 2012, with problem credits falling 8.1% to $295 billion, according to the Federal Reserve.

Community banks should exploit their advantages based on convenience, personal service, local decision making and a relationship model reliant on deep customer knowledge.

Regulators, politicians, bankers, and former Federal Reserve Chairman Paul Volcker himself are all searching for a simple, easy to understand, yet effective way to implement the Volcker Rule that is consistent with a safe and sound banking system. We agree and believe we have a solution that should be of interest to all concerned.

Small business owners in Europe certainly won't have a shortage of mobile payment options to choose from, as more companies enter the market locally and from the U.S.

Just as the plastic card liberated many consumers from a reliance on cash and coin, alternative payment sources are gaining enough adoption to steal transactions from plastic — with a little help from the very companies these digital currencies threaten.

The selloff in Treasuries that extended through much of this month underscores the dangers of adding exposure to long-dated bonds, but both large and small banks have been doing just that in recent quarters. Use this interactive graphic to examine the maturity profiles holding companies with at least $1 billion in assets.

Following the unprecedented industry shifts over the past four years, financial institutions and industry lobbyists are looking to keep a low profile at gatherings in Tampa and Charlotte.