Regulation

Issuers exempt from the regulatory caps on debit card interchange are exploring the chance to grow their business-debit initiatives, stealing customers from larger rivals that now see such programs as unprofitable.

Fifth Third Bank is launching a commercial card that has an EMV chip to allow the bank's business customers to make payments overseas.

Unprecedented regulatory demands and competition require banks to continue innovating and diversifying, says Aubrey Patterson, the Tupelo, Miss.-based company's longtime CEO, in a wide-ranging interview.

The Treasury Department announced Monday that it has tapped Jennifer Shasky Calvery as its new director of the Financial Crimes Enforcement Network.

Standard Chartered did a lousy job of picking a monitor on behalf of regulators who'd flag its compliance lapses in the past. Now New York's Department of Financial Services must pick an independent monitor to oversee the British bank's activities for the next two years.

Feedback from supervisors can help to improve decisions sometimes merely by posing the right questions and pursuing the answers. Supervisors can be especially important in providing an independent review of the quality of decisionmaking within a company.

There's no consensus among bankers on whether the qualified mortgage rule, which the Consumer Financial Protection Bureau will issue, should include a certain protection for lenders.

In a surprising reversal, the Consumer Financial Protection Bureau proposed rules on Friday that will allow lenders to continue offering discount points and fees rather than a flat fee when originating home loans.

The Treasury Department plans next week to auction preferred shares in five banks that received a combined $84 million from the Troubled Asset Relief Program.

We provide answers to frequently asked questions about what Treasury did, why it made its move — and what it means for the future of Fannie and Freddie.