In 2026, commercial banking will undergo a seismic shift. Businesses expect more, neobanks and megabanks are moving fast, and the status quo is officially broken. The consumerization of technology has changed the game, making traditional business banking solutions feel antiquated. Marking the moment as pivotal with two clear paths: evolve the commercial banking platform or risk falling behind.
As regional and community financial institutions strive to compete and protect important channels for deposits, how can banking leaders develop a strategy that makes them indispensable to the businesses they serve?
This report breaks down the top 10 trends redefining commercial banking solutions — from digital onboarding to AI-powered relationship management and financial insights for clients — and shows how forward-thinking institutions can leverage a best-of-suite treasury tech stack to lead their peers.